Formerly DSP BlackRock Reg Sav Reg Mn DP
₹ 11.4151
NAV (Feb 25)
Neutral
However, Scripbox does not recommend investing in conservative hybrid mutual funds.
Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.
They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
17 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
193 Cr. Medium within the category
Category View
Relatively Poor. The category has a relatively poor investment outlook
Consistency Of Performance
Relatively moderate. The historical performance of the fund has been OK
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Scheme Information
An Open Ended Income Scheme,seeking to generate income,consistent with prudent risk,from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderately High Risk
2.22 %
Expense Ratio
Jun 14, 2004
Launched (17y ago)
₹ 193
AUM in Crores
INF740K01458
ISIN
No Lock-in
Lock-in
CRISIL Hybrid 85+15 - ConservativeTR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.
Comparison with Hybrid Funds
Aggressive Hybrid
26 Years
Age
Track Record
Aggressive Hybrid
22 Years
Age
Track Record
Aggressive Hybrid
20 Years
Age
Track Record
Multi Asset Allocation
20 Years
Age
Track Record
Conservative Hybrid
18 Years
Age
Track Record
About the AMC
DSP Investment Managers Private Limited
DSP Investment Managers Private Limited manages assets worth 95,150 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 51 equity,156 debt and 26 hybrid funds.
US Equity
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Fund Size
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3Y returns
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3Y returns
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Fund Size
14.3%
3Y returns
Tax Saving
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₹ 7,332 Cr
Fund Size
13%
3Y returns
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₹ 4,547 Cr
Fund Size
18.5%
3Y returns
Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.
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DSP Saving Fund (DP-M) is a conservative hybrid hybrid fund and has delivered an annualised return of 6.9% over a period of 17 years .The fund was previously known as DSP BlackRock Reg Sav Reg Mn DP.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Gopal Agrawal, Jay Kothari, Resham Jain, Vikram Chopra, Vinit Sambre
An Open Ended Income Scheme,seeking to generate income,consistent with prudent risk,from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. However, there is no assurance that the objective of the scheme will be realized.
The DSP Saving Fund (DP-M) fund was launched on Jun 14, 2004. The NAV (Net Asset Value) of this conservative hybrid hybrid as of 2021-02-25 is ₹ 11.4151. The total AUM (Asset Under Management) of the fund as of 2021-02-26 is ₹ 192.243. The category risk of the DSP Saving Fund (DP-M) fund is Moderately High Risk. The fund charges 2.22 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 64.2% in this asset class. The top three holdings of the fund are 7.32% govt stock 2024,national bank for agriculture and rural development and kkr india financial services private limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Hybrid 85+15 - ConservativeTR INR
DSP Saving Fund (DP-M) has a score of 2 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Saving Fund (DP-M) has a score of 3 out of 5. Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.