DSP Mutual Funds

DSP Overnight Fund Direct Plan Growth

DebtOvernight
star-circle
Top Ranked

₹ 1364.33

NAV (Mar 17)

6.249%
3 Year CAGR
Scripbox Opinion
not-recommended
Top Ranked
These are the top-ranked funds within overnight mutual funds.Overnight Funds invest in securities with a maturity of 1 day.

These investments have very low interest rate risk; however this also reduces return.

The category accounts for close to 7% of the total assets in the Debt fund assets primarily driven by corporates for whom this provides a better option than current account.Since most of the underlying holdings are Reverse Repos,funds in this category also score well on credit quality.We do not recommend funds in this category for individuals since we believe that liquid funds are a better option with similar credit & interest rate risk but higher return.

Our analysis of this fundLearn how we rate funds ->

Consistency of Credit quality

Good

The performance of the fund on a Consistency of Credit Quality metric has been Good

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

View all 7 analysis

cheveron-blue

View Less

cheveron-blue
Scripbox Recommended Overnight Funds
recommended-badge
Want the most stable overnight funds for your portfolio?Learn morecheveron-blue

Historical NAV

₹ 1364.327

NAV (Mar 17)

Fund Returns

Last 1Y
6.7%
Last 3Y
6.2%
Last 5Y
5%
Last 10Y
-
Since Inception
5.1%
6 Month CAGR
3.2%

Scheme Information

Investment Objective

The scheme seeks to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day.

Expense Ratio
0.08 %
Launched 6Y ago
2019-01-09
AUM in Crores
1898.6
ISIN
INF740KA1MC8
Lock-in (days)
No Lock-in
Benchmark
CRISIL Liquid Overnight Index
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation
0.3
Beta
0.5
Sharpe Ratio
-0.2
YTM
-
star-circle

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
DSP Overnight Fund Direct (G)70%8,26,475 93,8635%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

asset-allocation

Asset allocation and Holdings

Last updated on 2025-03-12

Top Debt Holdings

Others

93.49%
93.49%

Reserve Bank of India

2.76%
2.76%

Reserve Bank of India

2.2%
2.2%

Others

0.72%
0.72%

Reserve Bank of India

0.55%
0.55%
See all holdings
right-arrow
comparison

Comparison with Debt Funds

amc-img

About the AMC

DSP Mutual Fund

DSP Mutual Fund manages assets worth 179506 crores and was set up on 1996-12-16. Its current offering of mutual fund schemes includes 430 debt, 105 other, 90 equity, 54 hybrid funds. The company is led by its CEO Kalpen Parekh.amc-img
Fund NameScripbox Opinion
Till Date CAGR

18.3%

17.5%

6.2%

5.1%

14.1%

14.9%

6.7%

7.1%

14.8%

12%

Frequently Asked Questions

What is the expense ratio for DSP Overnight Fund Direct Plan Growth?

What is the current AUM of DSP Overnight Fund Direct Growth?

What is the latest NAV of DSP Overnight Fund Direct Growth?

What is the Riskometer rating for DSP Overnight Fund Direct Plan Growth?

Which are the top sector holdings in DSP Overnight Fund Direct Plan?

Which are the top stock holdings in DSP Overnight Fund Direct Plan?

What is the asset allocation of DSP Overnight Fund Direct Plan Growth?

What has been the performance of DSP Overnight Fund Direct Growth returns?

Does DSP Overnight Fund Direct Growth have a lock-in period?

Can I invest in both SIP and lump sum options in DSP Overnight Fund Direct Plan Growth?

How to invest in DSP Overnight Fund Direct Growth?

How can I redeem my investment in DSP Overnight Fund Direct Plan?