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  • DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D)

Formerly DSP Liquidity Instl Dl DR

DSP Mutual Funds

DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D)

DebtLiquid

Top Ranked

1000.9329

NAV (Oct 21)

3.9%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

16 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

10,009 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

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Historical NAV

1000.9329

NAV (Oct 21)

Fund Returns

Last 1Y
3.1%
Last 3Y
3.9%
Last 5Y
4.1%
Last 10Y
5.3%
Since Inception
5%
6 Month CAGR
1.6%
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Scheme Information

Investment Objective

An Open Ended Income (Liquid) Scheme,seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity,from a portfolio constituted of money market securities and high quality debt securities.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.26
Launched (16y ago)
Nov 23, 2005
AUM in Crores
10008.121
ISIN
INF740KA1OE0
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
1000
Fund Managers
user-avatar

Karan Mundhra

Fund Manager

user-avatar

Kedar Karnik

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 116,852 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    17.1%

    16.8%

    top-ranked-badge

    15.7%

    15.3%

    top-ranked-badge

    15.7%

    15.3%

    top-ranked-badge

    18%

    20%

    top-ranked-badge

    18.5%

    12.3%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D)

    About DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D)

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) is a Liquid Debt fund and has delivered an annualised return of 5% over a period of 15 years. The fund was previously known as DSP Liquidity Instl Dl DR . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Karan Mundhra, Kedar Karnik

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) Investment Objective

    An Open Ended Income (Liquid) Scheme,seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity,from a portfolio constituted of money market securities and high quality debt securities. . However, there is no assurance that the objective of the scheme will be realized.

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) NAV,AUM,Risk

    The DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) fund was launched on Nov 23, 2005. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-21 is ₹1000.93. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹10008.121. The category risk of the DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.26 % as expense ratio.

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , treps / reverse repo investments / corporate debt repo# , 91 dtb 23122021 , 182 dtb 04112021 , housing development finance corporation limited , reliance retail ventures limited , bharat petroleum corporation limited , reliance retail ventures limited , reliance jio infocomm limited , 182 dtb 16122021 , reliance retail ventures limited , reliance jio infocomm limited , reliance jio infocomm limited , reliance industries limited , reliance industries limited , icici home finance company limited , hdfc securities limited , kotak securities limited , chennai petroleum corporation ltd , chennai petroleum corporation ltd , 182 dtb 25112021 , housing development finance corporation limited , julius baer capital (india) private limited , hdfc securities limited , bajaj financial securities limited , muthoot finance limited , dalmia cement (bharat) limited , hdfc securities limited , shree cement limited , chennai petroleum corporation ltd , tv18 broadcast limited , godrej industries limited , godrej industries limited , godrej industries limited , kec international limited , icici securities limited , axis securities limited , julius baer capital (india) private limited , julius baer capital (india) private limited , ceat limited , ceat limited , aditya birla fashion and retail limited , lic housing finance limited , power grid corporation of india limited , net receivables/payables

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 1000.

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) Review

    DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Liquidity Fund of Income Distribution cum capital Wdrl Opt (RIDCW-D) has a score of 5out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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