- Mutual Funds
- DSP Mutual Fund
- DSP Gilt Fund (IDCW-6M)
Gilt funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 12.1512
NAV (Oct 7)
Fund Returns
Last 1Y | 11.3% |
Last 3Y | 6.4% |
Last 5Y | 7.1% |
Last 10Y | 8.4% |
Since Inception | 9.2% |
6 Month CAGR | 5.6% |
Scheme Information
The Scheme seeks to generate income through investment in securities issued by Central and/or State Government of various maturities.
Expense Ratio | 1.24 |
Launched (0y ago) | 1.24 |
AUM in Crores | 1417.5 |
ISIN | INF740K01607 |
Lock-in | - |
Benchmark | CRISIL Dynamic Gilt Index |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | - |
Standard Deviation | 2.4 |
Beta | 0.6 |
Sharpe Ratio | 0.2 |
YTM | - |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| DSP Gilt Fund (IDCW-6M) | 8,70,706 | 1,38,094 | 7.1% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
GOI
50.4%GOI
22.2%GOI
11.2%Maharashtra State
6.8%Uttar Pradesh State
4.8%Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,523 cr | ||
₹ 8,093 cr | ||
₹ 10,307 cr | ||
₹ 14,839 cr | ||
₹ 4,610 cr |
About the AMC
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
19.529% | 16.086% | ||
10.449% | 3.856% | ||
32.903% | 18.94% | ||
19.968% | 27.106% | ||
8.308% | 8.832% |
DSP Gilt Fund (IDCW-6M) Review
DSP Gilt Fund (IDCW-6M) is a Debt Debt fund and has delivered an annualised return of 9.248% over a period of 25 years. The fund is managed by DSP Mutual Fund. The fund managers are Sandeep Yadav, Shantanu Godambe.
Nav of DSP Gilt Fund (IDCW-6M) as of 10/7/2024 is ₹12.15 with the total AUM as of 10/8/2024 is ₹1417.5192. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Gilt Fund (IDCW-6M) was launched on 1999-09-30. The category risk of the fund is Above Average.
The minimum SIP amount for DSP Gilt Fund (IDCW-6M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
DSP Gilt Fund (IDCW-6M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt Index.
It is rated as a 3 fund in Debt and delivered 11.342% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Gilt Fund (IDCW-6M).
Frequently Asked Questions
What is DSP Gilt Fund (IDCW-6M)?
How to invest in DSP Gilt Fund (IDCW-6M)?
You can invest in DSP Gilt Fund (IDCW-6M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of DSP Gilt Fund (IDCW-6M)?
The minimum sip amount for DSP Gilt Fund (IDCW-6M) is ₹1000. You can invest in multiples of ₹5000.
Is DSP Gilt Fund (IDCW-6M) good to invest in?
As per Scripbox experts, it is a 3 fund. You can invest in it if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the DSP Gilt Fund (IDCW-6M)?
The expense ratio of the DSP Gilt Fund (IDCW-6M) is 1.24% for regular plan.
What is the NAV of DSP Gilt Fund (IDCW-6M)?
Today's DSP Gilt Fund (IDCW-6M) NAV is ₹12.15.