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  • DSP Gilt Fund Opt (RIDCW-M)

Formerly DSP Govt Sec Reg Mn IDCW-R

DSP Mutual Funds

DSP Gilt Fund Opt (RIDCW-M)

DebtGilt

10.6983

NAV (Jun 12)

4.1%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in gilt mutual funds.

Gilt funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Category Leader

The fund has been a Category Leader on the Rolling Returns metric

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Scripbox Recommended Debt Funds
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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

10.6983

NAV (Jun 12)

Fund Returns

Last 1Y
7.9%
Last 3Y
5.6%
Last 5Y
7.5%
Last 10Y
8.2%
Since Inception
9.2%
6 Month CAGR
6.1%

Scheme Information

Investment Objective

An Open Ended income Scheme,seeking to generate income through investment in Central Government Securities of various maturities. There is no assurance that the investment objective of the Scheme will be realized.

Expense Ratio
1.13
Launched (20y ago)
Feb 25, 2004
AUM in Crores
1012.280
ISIN
INF740K01AE3
Lock-in
No Lock-in
Benchmark
CRISIL Dynamic Gilt TR INR
SIP Minimum
0
Lumpsum Min.
5000
Standard Deviation (3yr)
2.6
Standard Deviation (5yr)
3.1
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.524
Sharpe Ratio (5yr)
0.13
YTM
7.24
Fund Managers

Shantanu Godambe

Fund Manager

Laukik Bagwe

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
DSP Gilt Fund Opt (RIDCW-M)70%8,38,183 1,05,5715.6%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-12

Top Debt Holdings

7.3% govt stock 2053

27%
27%

7.46% govt stock 2073

25.3%
25.3%

7.25% govt stock 2063

19.1%
19.1%

7.34% govt stock 2064

11.7%
11.7%

treps / reverse repo investments

6%
6%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 4,984 cr

₹ 10,797 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

DSP Investment Managers Private Limited

DSP Asset Managers Private Limited manages assets worth 156,021 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 48 equity,114 debt and 19 hybrid funds.amc-img
phone-img022-66578000
Fund NameScripbox Opinion
Till Date CAGR

20%

15.7%

17.9%

15.1%

17.9%

15.1%

36.5%

18.9%

7.5%

8.7%

DSP Gilt Fund Opt (RIDCW-M) Review

DSP Gilt Fund Opt (RIDCW-M) is a Gilt Debt fund and has delivered an annualised return of 5.8% over a period of 20 years. The fund was previously known as DSP Govt Sec Reg Mn IDCW-R. The fund is managed by DSP Asset Managers Private Limited. The fund managers are Laukik Bagwe, Shantanu Godambe.

Nav of DSP Gilt Fund Opt (RIDCW-M) as of 6/12/2024 is ₹10.70 with the total AUM as of 6/13/2024 is ₹1012.28. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Gilt Fund Opt (RIDCW-M) was launched on Feb 25, 2004. The category risk of the fund is Moderate Risk.

The minimum SIP amount for DSP Gilt Fund Opt (RIDCW-M) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

DSP Gilt Fund Opt (RIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR.

DSP Gilt Fund Opt (RIDCW-M) is rated as a 3 fund in Debt and delivered 3.6% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Gilt Fund Opt (RIDCW-M).

Frequently Asked Questions

What is DSP Gilt Fund Opt (RIDCW-M)?

DSP Gilt Fund Opt (RIDCW-M) is a Gilt Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in DSP Gilt Fund Opt (RIDCW-M)?

You can invest in DSP Gilt Fund Opt (RIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of DSP Gilt Fund Opt (RIDCW-M)?

The minimum sip amount for DSP Gilt Fund Opt (RIDCW-M) is ₹0. You can invest in multiples of ₹5000.

Is DSP Gilt Fund Opt (RIDCW-M) good to invest in?

As per Scripbox experts, DSP Gilt Fund Opt (RIDCW-M) is a Neutral fund. You can investDSP Gilt Fund Opt (RIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the DSP Gilt Fund Opt (RIDCW-M)?

The expense ratio of the DSP Gilt Fund Opt (RIDCW-M) is 1.13% for regular plan.