- Mutual Funds
- DSP Mutual Funds
- DSP Equity Savings Fund (RIDCW-M)
Formerly DSP Equity Savings Reg Mn DR
DSP Equity Savings Fund (RIDCW-M)
₹ 12.796
NAV (Oct 03)
Equity savings funds provides varying combinations of equity & debt and is suitable for investment objectives with duration specific to the fund category.
Equity Savings funds are primarily equity funds with a small exposure of minimum 10% to debt instruments.
These funds are close to equity funds in terms of market linked fluctuations.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 12.796
NAV (Oct 3)
Fund Returns
Last 1Y | 9.2% |
Last 3Y | 11% |
Last 5Y | 7.7% |
Last 10Y | NA |
Since Inception | 7.1% |
6 Month CAGR | 7.7% |
Scheme Information
An Open ended equity Scheme,seeking to generate income through investments in fixed income ecurities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the scheme's assets in equity and equity related instruments.
Expense Ratio | 1.43 |
Launched (7y ago) | Mar 28, 2016 |
AUM in Crores | 661.192 |
ISIN | INF740KA1470 |
Lock-in | No Lock-in |
Benchmark | Nifty Equity Savings Index TR |
SIP Minimum | 0 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 4.6 |
Standard Deviation (5yr) | 9.1 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 1.22 |
Sharpe Ratio (5yr) | 0.304 |
YTM | 7.2 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| DSP Equity Savings Fund (RIDCW-M) | 8,82,909 | 1,50,297 | 7.7% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Stock Holdings
cash offset for derivatives
32.9%7.38% govt stock 2027
10%hdfc bank ltd
7%treps / reverse repo investments / corporate debt repo
6.2%icici bank ltd
3.9%Allocation by Sector
financial services
27%healthcare
9.3%basic materials
7%energy
5.7%communication services
4.5%Comparison with Hybrid Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 7,475 cr | ||
₹ 25,274 cr | ||
₹ 9,394 cr | ||
₹ 3,302 cr | ||
₹ 1,335 cr |
About the AMC
DSP Investment Managers Private Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
26.4% | 14.6% | ||
26.2% | 14.3% | ||
26.2% | 14.3% | ||
42% | 17.2% | ||
27.6% | 11.3% |
DSP Equity Savings Fund (RIDCW-M) Review
DSP Equity Savings Fund (RIDCW-M) is a Equity Savings Hybrid fund and has delivered an annualised return of 7.1% over a period of 7 years. The fund was previously known as DSP Equity Savings Reg Mn DR. The fund is managed by DSP Investment Managers Private Limited. The fund managers are Abhishek Singh, Jay Kothari, Kedar Karnik.
Nav of DSP Equity Savings Fund (RIDCW-M) as of 10/3/2023 is ₹12.80 with the total AUM as of 10/4/2023 is ₹661.192. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Equity Savings Fund (RIDCW-M) was launched on Mar 28, 2016. The category risk of the fund is Moderate Risk.
The minimum SIP amount for DSP Equity Savings Fund (RIDCW-M) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Frequently Asked Questions
What is DSP Equity Savings Fund (RIDCW-M)?
How to invest in DSP Equity Savings Fund (RIDCW-M)?
You can invest in DSP Equity Savings Fund (RIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of DSP Equity Savings Fund (RIDCW-M)?
The minimum sip amount for DSP Equity Savings Fund (RIDCW-M) is ₹0. You can invest in multiples of ₹5000.
Is DSP Equity Savings Fund (RIDCW-M) good to invest in?
As per Scripbox experts, DSP Equity Savings Fund (RIDCW-M) is a Neutral fund. You can investDSP Equity Savings Fund (RIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the DSP Equity Savings Fund (RIDCW-M)?
The expense ratio of the DSP Equity Savings Fund (RIDCW-M) is 1.43% for regular plan.