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  • DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M)

Formerly DSP Dyn Asset Alloc Reg DR

DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M)

DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M)

HybridDynamic Asset Allocation Or Balanced Advantage

12.218

NAV (Jul 28)

7.1%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in dynamic asset allocation or balanced advantage mutual funds.

However, Scripbox does not recommend investing in dynamic asset allocation or balanced advantage mutual funds.

Dynamic Asset Allocation funds change their exposure to debt and equity dynamically - taking a call on market valuation & conditions.

This makes their performance difficult to assess.

With a high Equity component, the impact of market fluctuations on these funds is high.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

3,779 Cr. Large within the category

Category View

Neutral. The category has a neutral investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Scheme Information

Investment Objective

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between equity and fixed income securities. The Scheme will dynamically manage the asset allocation between equity and fixed income based on the relative valuation of equity and debt markets. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in fixed income securities and by using arbitrage and other derivative strategies. However,there can be no assurance that the investment objective of the scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
2.05 %
Launched (7y ago)
Feb 06, 2014
AUM in Crores
₹ 3,779
ISIN
INF740K01K73
Lock-in
No Lock-in
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 5,000
Fund Managers
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Abhishek Ghosh

Fund Manager

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Atul Bhole

Fund Manager

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Saurabh Bhatia

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
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comparison

Comparison with Hybrid Funds

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aggressive Hybrid

26 Years

Age

5

Track Record

ICICI Prudential Equity & Debt Fund (G)

ICICI Prudential Equity & Debt Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Conservative Hybrid

17 Years

Age

5

Track Record

Quant Absolute Fund (G)

Quant Absolute Fund (G)

Aggressive Hybrid

20 Years

Age

5

Track Record

Sundaram Equity Hybrid Fund (G)

Sundaram Equity Hybrid Fund (G)

Aggressive Hybrid

21 Years

Age

5

Track Record

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About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 109,296 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,157 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • DSP US Flexible Equity Fund (G)

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    Fund Size

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    5 Year CAGR

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    DSP US Flexible Equity Fund of Income Distribution cum Capital Wdrl Opt (PIDCW-A)

    DSP US Flexible Equity Fund of Income Distribution cum Capital Wdrl Opt (PIDCW-A)

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    Fund Size

    16.70%

    5 Year CAGR

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    DSP US Flexible Equity Fund of Income Distribution cum Capital Wdrl opt (RIDCW-A)

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    US Equity

    Top Ranked

    ₹ 473 Cr

    Fund Size

    16.70%

    5 Year CAGR

    5 Y CAGR

    DSP Equity Fund Institutional (G)

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    ₹ 5,687 Cr

    Fund Size

    11.00%

    5 Year CAGR

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    DSP Tax Saver Fund (G)

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    Fund Size

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    5 Year CAGR

    5 Y CAGR

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
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    Equity

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    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

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    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M)

    About DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M)

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) is a dynamic asset allocation or balanced advantage hybrid fund and has delivered an annualised return of 7.5% over a period of 7 years .The fund was previously known as DSP Dyn Asset Alloc Reg DR.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Abhishek Ghosh, Atul Bhole, Saurabh Bhatia

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) Investment Objective

    The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between equity and fixed income securities. The Scheme will dynamically manage the asset allocation between equity and fixed income based on the relative valuation of equity and debt markets. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in fixed income securities and by using arbitrage and other derivative strategies. However,there can be no assurance that the investment objective of the scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) NAV,AUM,Risk

    The DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) fund was launched on Feb 06, 2014. The NAV (Net Asset Value) of this dynamic asset allocation or balanced advantage hybrid as of 2021-07-28 is ₹ 12.218. The total AUM (Asset Under Management) of the fund as of 2021-07-29 is ₹ 3778.815. The category risk of the DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) fund is Moderate Risk. The fund charges 2.05 % as expense ratio.

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) Holdings

    The fund’s highest allocation is towards others and has invested 43.6% in this asset class. The top three holdings of the fund are 5.09% govt stock 2022,indian oil corporation limited and 8.20% govt stock 2022

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Hybrid 35+65 - Agg TR INR

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) Review

    DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) has a score of 3 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, DSP Dynamic Asset Allocation Fund of Income Dist cum Cap Wdrl (RIDCW-M) has a score of 4 out of 5. Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.

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