- Mutual Funds
- DSP Mutual Funds
- DSP Dynamic Asset Allocation Fund (RIDCW-M)
Formerly DSP Dyn Asset Alloc Reg DR
DSP Dynamic Asset Allocation Fund (RIDCW-M)
₹ 13.145
NAV (Apr 23)
Dynamic asset allocation or balanced advantage funds provides varying combinations of equity & debt and is suitable for investment objectives with duration specific to the fund category.
Dynamic Asset Allocation funds change their exposure to debt and equity dynamically - taking a call on market valuation & conditions.
This makes their performance difficult to assess.
With a high Equity component, the impact of market fluctuations on these funds is high.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 13.145
NAV (Apr 23)
Fund Returns
Last 1Y | 17.2% |
Last 3Y | 8.2% |
Last 5Y | 8.9% |
Last 10Y | 7.2% |
Since Inception | 7.4% |
6 Month CAGR | 8.2% |
Scheme Information
The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between equity and fixed income securities. The Scheme will dynamically manage the asset allocation between equity and fixed income based on the relative valuation of equity and debt markets. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in fixed income securities and by using arbitrage and other derivative strategies. However,there can be no assurance that the investment objective of the scheme will be realized.
Expense Ratio | 1.97 |
Launched (10y ago) | Feb 06, 2014 |
AUM in Crores | 3076.094 |
ISIN | INF740K01K73 |
Lock-in | No Lock-in |
Benchmark | CRISIL Hybrid 50+50 - Moderate TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 6.1 |
Standard Deviation (5yr) | 9.5 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.349 |
Sharpe Ratio (5yr) | 0.386 |
YTM | 7.6 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| DSP Dynamic Asset Allocation Fund (RIDCW-M) | 9,09,863 | 1,77,251 | 8.9% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Stock Holdings
cash offset for derivatives
35.6%hdfc bank ltd
8.1%future on hdfc bank ltd
4.7%7.38% govt stock 2027
3.4%bajaj finance ltd
2.9%Allocation by Sector
financial services
26.3%basic materials
7.5%consumer cyclical
6.6%industrials
5.8%energy
5.7%Comparison with Hybrid Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 33,502 cr | ||
₹ 10,737 cr | ||
₹ 8,943 cr | ||
₹ 3,417 cr | ||
₹ 3,102 cr |
About the AMC
DSP Investment Managers Private Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
21.6% | 15.3% | ||
20.4% | 14.8% | ||
20.4% | 14.8% | ||
38.1% | 18.3% | ||
21.3% | 13.2% |
DSP Dynamic Asset Allocation Fund (RIDCW-M) Review
DSP Dynamic Asset Allocation Fund (RIDCW-M) is a Dynamic Asset Allocation Or Balanced Advantage Hybrid fund and has delivered an annualised return of 7.4% over a period of 10 years. The fund was previously known as DSP Dyn Asset Alloc Reg DR. The fund is managed by DSP Asset Managers Private Limited. The fund managers are Dhaval Gada, Laukik Bagwe, Rohit Singhania.
Nav of DSP Dynamic Asset Allocation Fund (RIDCW-M) as of 4/23/2024 is ₹13.14 with the total AUM as of 4/24/2024 is ₹3076.094. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Dynamic Asset Allocation Fund (RIDCW-M) was launched on Feb 06, 2014. The category risk of the fund is Moderate Risk.
The minimum SIP amount for DSP Dynamic Asset Allocation Fund (RIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Frequently Asked Questions
What is DSP Dynamic Asset Allocation Fund (RIDCW-M)?
How to invest in DSP Dynamic Asset Allocation Fund (RIDCW-M)?
You can invest in DSP Dynamic Asset Allocation Fund (RIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of DSP Dynamic Asset Allocation Fund (RIDCW-M)?
The minimum sip amount for DSP Dynamic Asset Allocation Fund (RIDCW-M) is ₹1000. You can invest in multiples of ₹5000.
Is DSP Dynamic Asset Allocation Fund (RIDCW-M) good to invest in?
As per Scripbox experts, DSP Dynamic Asset Allocation Fund (RIDCW-M) is a Neutral fund. You can investDSP Dynamic Asset Allocation Fund (RIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the DSP Dynamic Asset Allocation Fund (RIDCW-M)?
The expense ratio of the DSP Dynamic Asset Allocation Fund (RIDCW-M) is 1.97% for regular plan.