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  • DSP Credit Risk Fund (RIDCW-Q)

Formerly DSP Credit Risk Reg Qt DR

DSP Mutual Funds

DSP Credit Risk Fund (RIDCW-Q)

DebtCredit Risk

11.1279

NAV (Jun 21)

9.5%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Good

The performance of the fund on a Rolling Returns metric has been Good

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

11.1279

NAV (Jun 21)

Fund Returns

Last 1Y
15.4%
Last 3Y
9.7%
Last 5Y
7.7%
Last 10Y
6.9%
Since Inception
6.8%
6 Month CAGR
3.8%

Scheme Information

Investment Objective

An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

Expense Ratio
1.17
Launched (12y ago)
Mar 13, 2012
AUM in Crores
193.601
ISIN
INF740K01JX4
Lock-in
No Lock-in
Benchmark
CRISIL Credit Risk Debt B-II TR INR
SIP Minimum
0
Lumpsum Min.
5000
Standard Deviation (3yr)
6.1
Standard Deviation (5yr)
5
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
0.62
Sharpe Ratio (5yr)
0.402
YTM
8.03
Fund Managers

Vivek Ramakrishnan

Fund Manager

Laukik Bagwe

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
DSP Credit Risk Fund (RIDCW-Q)70%8,80,709 1,48,0977.6%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-21

Top Debt Holdings

treps / reverse repo investments

11.6%
11.6%

nuvoco vistas corporation limited

8.1%
8.1%

7.1% govt stock 2034

7.9%
7.9%

jsw steel limited

7.9%
7.9%

nirma limited

7.9%
7.9%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,017 cr

₹ 10,612 cr

₹ 47,907 cr

₹ 14,537 cr

₹ 15,157 cr

amc-img

About the AMC

DSP Investment Managers Private Limited

DSP Asset Managers Private Limited manages assets worth 155,784 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 48 equity,114 debt and 19 hybrid funds.amc-img
phone-img022-66578000
Fund NameScripbox Opinion
Till Date CAGR

21.1%

15.8%

18.9%

15.2%

18.9%

15.2%

37.9%

19%

19.5%

13.9%

DSP Credit Risk Fund (RIDCW-Q) Review

DSP Credit Risk Fund (RIDCW-Q) is a Credit Risk Debt fund and has delivered an annualised return of 6.3% over a period of 12 years. The fund was previously known as DSP Credit Risk Reg Qt DR. The fund is managed by DSP Asset Managers Private Limited. The fund managers are Laukik Bagwe, Vivek Ramakrishnan.

Nav of DSP Credit Risk Fund (RIDCW-Q) as of 6/21/2024 is ₹11.13 with the total AUM as of 6/24/2024 is ₹193.601. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Credit Risk Fund (RIDCW-Q) was launched on Mar 13, 2012. The category risk of the fund is Moderately High risk.

The minimum SIP amount for DSP Credit Risk Fund (RIDCW-Q) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

DSP Credit Risk Fund (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt B-II TR INR.

DSP Credit Risk Fund (RIDCW-Q) is rated as a 2 fund in Debt and delivered 15.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Credit Risk Fund (RIDCW-Q).

Frequently Asked Questions

What is DSP Credit Risk Fund (RIDCW-Q)?

DSP Credit Risk Fund (RIDCW-Q) is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in DSP Credit Risk Fund (RIDCW-Q)?

You can invest in DSP Credit Risk Fund (RIDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of DSP Credit Risk Fund (RIDCW-Q)?

The minimum sip amount for DSP Credit Risk Fund (RIDCW-Q) is ₹0. You can invest in multiples of ₹5000.

Is DSP Credit Risk Fund (RIDCW-Q) good to invest in?

As per Scripbox experts, DSP Credit Risk Fund (RIDCW-Q) is a Neutral fund. You can investDSP Credit Risk Fund (RIDCW-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the DSP Credit Risk Fund (RIDCW-Q)?

The expense ratio of the DSP Credit Risk Fund (RIDCW-Q) is 1.17% for regular plan.