Formerly DSP BlackRock Credit Risk Reg Qt DP
₹ 10.8342
NAV (Mar 02)
Neutral
However, Scripbox does not recommend investing in credit risk mutual funds.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
9 Years. The fund has an Extended history for analysis and the track record is excellent.
Relative Size
298 Cr. Medium within the category
Impact of Interest Rate Changes
Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change
Credit Quality Of Fund's Portfolio
High Credit Risk. The fund has a lower credit quality compared to other debt funds
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Scheme Information
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Very High Risk
1.59 %
Expense Ratio
Mar 13, 2012
Launched (9y ago)
₹ 298
AUM in Crores
INF740K01JY2
ISIN
No Lock-in
Lock-in
CRISIL Short Term Credit Risk TR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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About the AMC
DSP Investment Managers Private Limited
DSP Investment Managers Private Limited manages assets worth 95,150 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 51 equity,156 debt and 26 hybrid funds.
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3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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DSP Credit Risk Fund (DP-Q) is a credit risk debt fund and has delivered an annualised return of 5.2% over a period of 9 years .The fund was previously known as DSP BlackRock Credit Risk Reg Qt DP.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Laukik Bagwe, Saurabh Bhatia
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. However, there is no assurance that the objective of the scheme will be realized.
The DSP Credit Risk Fund (DP-Q) fund was launched on Mar 13, 2012. The NAV (Net Asset Value) of this credit risk debt as of 2021-03-02 is ₹ 10.8342. The total AUM (Asset Under Management) of the fund as of 2021-03-02 is ₹ 297.806. The category risk of the DSP Credit Risk Fund (DP-Q) fund is Very High Risk. The fund charges 1.59 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 54.5% in this asset class. The top three holdings of the fund are essar oil limited,muthoot finance limited and sintex-bapl limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.
DSP Credit Risk Fund (DP-Q) has a score of 2 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Credit Risk Fund (DP-Q) has a score of 3 out of 5. The credit risk of the fund is 2 out of 5 as compared to other debt funds.