- Mutual Funds
- DSP Mutual Funds
- DSP Credit Risk Fund (Growth)
Formerly DSP Credit Risk Reg Gr
DSP Credit Risk Fund (Growth)
₹ 35.5368
NAV (Sep 22)
Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 35.5368
NAV (Sep 22)
Fund Returns
Last 1Y | 7.2% |
Last 3Y | 6.3% |
Last 5Y | 4.6% |
Last 10Y | 6.4% |
Since Inception | 6.4% |
6 Month CAGR | 4.4% |
Scheme Information
An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Expense Ratio | 1.08 |
Launched (20y ago) | May 13, 2003 |
AUM in Crores | 194.500 |
ISIN | INF740K01599 |
Lock-in | No Lock-in |
Benchmark | CRISIL Credit Risk Fund TR INR |
SIP Minimum | 0 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 3.9 |
Standard Deviation (5yr) | 4.2 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.49 |
Sharpe Ratio (5yr) | -0.237 |
YTM | 8.02 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| DSP Credit Risk Fund (Growth) | 8,17,924 | 85,312 | 4.6% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
jsw steel limited
8%tata motors limited
7.9%kirloskar ferrous industries ltd
7.9%godrej industries limited
7.8%nuvoco vistas corporation limited
7.7%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
DSP Investment Managers Private Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
26.5% | 14.5% | ||
26.3% | 14.3% | ||
26.3% | 14.3% | ||
41.5% | 17.1% | ||
27.7% | 11.3% |
DSP Credit Risk Fund (G) Review
DSP Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 6.4% over a period of 20 years. The fund was previously known as DSP Credit Risk Reg Gr. The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vivek Ramakrishnan.
Nav of DSP Credit Risk Fund (G) as of 9/22/2023 is ₹35.54 with the total AUM as of 9/24/2023 is ₹194.5. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Credit Risk Fund (G) was launched on May 13, 2003. The category risk of the fund is Moderately High risk.
The minimum SIP amount for DSP Credit Risk Fund (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
DSP Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Fund TR INR.
DSP Credit Risk Fund (G) is rated as a 2 fund in Debt and delivered 7.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Credit Risk Fund (G).
Frequently Asked Questions
What is DSP Credit Risk Fund (G)?
How to invest in DSP Credit Risk Fund (G)?
You can invest in DSP Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of DSP Credit Risk Fund (G)?
The minimum sip amount for DSP Credit Risk Fund (G) is ₹0. You can invest in multiples of ₹5000.
Is DSP Credit Risk Fund (G) good to invest in?
As per Scripbox experts, DSP Credit Risk Fund (G) is a Neutral fund. You can investDSP Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the DSP Credit Risk Fund (G)?
The expense ratio of the DSP Credit Risk Fund (G) is 1.08% for regular plan.