• Mutual Funds
  • DSP Mutual Fund
  • DSP Credit Risk Fund (G)
DSP Mutual Funds

DSP Credit Risk Fund (G)

DebtCredit Risk

41.5437

NAV (Nov 07)

10.537%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit Risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

Neutral

The performance of the fund on a Market Perception of Portfolio Quality metric has been Neutral

Invest in this fund
Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

41.5437

NAV (Nov 7)

Fund Returns

Last 1Y
7.8%
Last 3Y
10.5%
Last 5Y
7.9%
Last 10Y
6.8%
Since Inception
6.8%
6 Month CAGR
4%

Scheme Information

Investment Objective

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.

Expense Ratio
1.2%
Launched 21Y ago
2003-05-13
AUM in Crores
191.2
ISIN
INF740K01599
Lock-in (days)
No Lock-in
Benchmark
CRISIL Credit Risk Debt B-II Index
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
-
Standard Deviation
5.8
Beta
1.7
Sharpe Ratio
0.7
YTM
8.08
Fund Managers

Laukik Bagwe

Fund Manager

Vivekanand Ramakrishnan

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
DSP Credit Risk Fund (G)70%8,87,705 1,55,0937.9%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-03-12

Top Debt Holdings

GOI

10.78%
10.78%

Nuvoco Vistas Corporation Ltd.

8.33%
8.33%

Nirma Ltd.

8.11%
8.11%

JSW Steel Ltd.

8.06%
8.06%

Godrej Industries Ltd.

7.87%
7.87%
See all holdings

Comparison with Debt Funds

Fund NameFund Size
edelweiss
BHARAT Bond ETF FOF - April 2032 (G)

₹ 4,523 cr

₹ 10,307 cr

₹ 8,029 cr

₹ 14,839 cr

₹ 4,610 cr

amc-img

About the AMC

DSP Mutual Fund

amc-img
phone-img1800-208-4499 / 1800-200-4499
Fund NameScripbox Opinion
Till Date CAGR

18.5%

15.9%

6.9%

3.5%

31.8%

18.7%

22.3%

27.2%

8.7%

8.8%

DSP Credit Risk Fund (G) Review

DSP Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 6.85% over 21 years. The fund has grown over a period of 21 years. The fund is managed by DSP Mutual Fund. The fund managers are Laukik Bagwe, Vivekanand Ramakrishnan.

Nav of DSP Credit Risk Fund (G) as of 11/7/2024 is ₹41.54 with the total AUM as of 11/8/2024 is ₹191.25. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Credit Risk Fund (G) was launched on 2003-05-13. The category risk of the fund is Moderately High.

The minimum SIP amount for DSP Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

DSP Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt B-II Index.

Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Credit Risk Fund (G).

Frequently Asked Questions

What is DSP Credit Risk Fund (G)?

It is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in DSP Credit Risk Fund (G)?

You can invest in DSP Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of DSP Credit Risk Fund (G)?

The minimum sip amount for DSP Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.

Is DSP Credit Risk Fund (G) good to invest in?

According to Scripbox opinion, it is a 2-star fund. You can invest in this fund if its investment objective and risk level align with your goals and risk preferences.

What is the expense ratio of the DSP Credit Risk Fund (G)?

The expense ratio of the DSP Credit Risk Fund (G) is 1.2% for regular plan.

What is the NAV of DSP Credit Risk Fund (G)?

Today's DSP Credit Risk Fund (G) NAV is ₹41.54.