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  • DSP Mutual Funds
  • DSP Credit Risk Fund (RIDCW-D)

Formerly DSP Credit Risk Reg Dl DR

DSP Mutual Funds

DSP Credit Risk Fund (RIDCW-D)

DebtCredit Risk

10.2399

NAV (Aug 05)

2.6%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

₹ 250 Cr

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

View all 8 analysis

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Invest in this fund

Scripbox Recommended Debt Funds

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

10.2399

NAV (Aug 5)

Fund Returns

Last 1Y

1.1%

Last 3Y

2.6%

Last 5Y

1.3%

Last 10Y

4%

Since Inception

4.2%

6 Month CAGR

0.6%

Scheme Information

Investment Objective

An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

Expense Ratio

1.59

Launched (18y ago)

Jun 15, 2004

AUM in Crores

249.731

ISIN

INF740KA1OA8

Lock-in

No Lock-in

Benchmark

CRISIL Credit Risk Fund TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers

Vivek Ramakrishnan

Fund Manager

Laukik Bagwe

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-08-05

Top Debt Holdings

treps / reverse repo investments / corporate debt repo

23.3%
23.3%

6.79% govt stock 2027

10%
10%

tata motors limited

9.1%
9.1%

godrej properties limited

8.6%
8.6%

tata realty and infrastructure limited

8.2%
8.2%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 49,911 cr

₹ 14,870 cr

₹ 15,889 cr

₹ 14,702 cr

₹ 49,911 cr

About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 108,937 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,164 debt and 26 hybrid funds.

amc-img

  • 022-66578000
  • service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    20.3%

    14.3%

    19.8%

    14%

    19.8%

    14%

    19.7%

    16%

    6.2%

    7.9%

    Investment Calculator

    Investment Duration5 years

    0

    Total Investment

    0

    Wealth Gained

    0

    Total Corpus Created (₹)

    With CAGR of 11.25 % in 5 years

    DSP Credit Risk Fund (RIDCW-D) Review

    DSP Credit Risk Fund (RIDCW-D) is a Credit Risk Debt fund and has delivered an annualised return of 4.2% over a period of 18 years. The fund was previously known as DSP Credit Risk Reg Dl DR. The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vivek Ramakrishnan.

    Nav of DSP Credit Risk Fund (RIDCW-D) as of 8/5/2022 is ₹10.24 with the total AUM as of 8/6/2022 is ₹249.731. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Credit Risk Fund (RIDCW-D) was launched on Jun 15, 2004. The category risk of the fund is Moderately High risk.

    The minimum SIP amount for DSP Credit Risk Fund (RIDCW-D) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    DSP Credit Risk Fund (RIDCW-D) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Fund TR INR.

    DSP Credit Risk Fund (RIDCW-D) is rated as a 2 fund in Debt and delivered 1.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Credit Risk Fund (RIDCW-D).

    Frequently Asked Questions

    What is DSP Credit Risk Fund (RIDCW-D)?

    DSP Credit Risk Fund (RIDCW-D) is a Credit Risk Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in DSP Credit Risk Fund (RIDCW-D)?

    You can invest in DSP Credit Risk Fund (RIDCW-D) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of DSP Credit Risk Fund (RIDCW-D)?

    The minimum sip amount for DSP Credit Risk Fund (RIDCW-D) is ₹0. You can invest in multiples of ₹5000.

    Is DSP Credit Risk Fund (RIDCW-D) good to invest in?

    As per Scripbox experts, DSP Credit Risk Fund (RIDCW-D) is a Neutral fund. You can investDSP Credit Risk Fund (RIDCW-D) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the DSP Credit Risk Fund (RIDCW-D)?

    The expense ratio of the DSP Credit Risk Fund (RIDCW-D) is 1.59% for regular plan.