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  • DSP Mutual Funds
  • DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M)

Formerly DSP Bond Reg DR

DSP Mutual Funds

DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M)

DebtMedium Term

11.5915

NAV (Dec 03)

5%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in medium term mutual funds.

However, Scripbox does not recommend investing in medium term mutual funds.

Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

24 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

478 Cr. Medium within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

11.5915

NAV (Dec 3)

Fund Returns

Last 1Y

3.9%

Last 3Y

5%

Last 5Y

3.5%

Last 10Y

5.5%

Since Inception

6.5%

6 Month CAGR

2.1%

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Scheme Information

Investment Objective

The primary investment objective of the Scheme is to seek to generate an attractive return,consistent with prudent risk,from a portfolio which is substantially constituted of high quality debt securities,predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective,the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities,in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realized.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.75

Launched (24y ago)

Apr 29, 1997

AUM in Crores

477.008

ISIN

INF740K01995

Lock-in

No Lock-in

Benchmark

CRISIL Medium Term Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Karan Mundhra

Fund Manager

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Vivek Ramakrishnan

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

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About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 118,583 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,164 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    18.6%

    16.3%

    17.2%

    14.9%

    17.2%

    14.9%

    18.5%

    12.3%

    8.2%

    8.3%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M)

    About DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M)

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) is a Medium Term Debt fund and has delivered an annualised return of 6.5% over a period of 24 years. The fund was previously known as DSP Bond Reg DR . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Karan Mundhra, Vivek Ramakrishnan

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) Investment Objective

    The primary investment objective of the Scheme is to seek to generate an attractive return,consistent with prudent risk,from a portfolio which is substantially constituted of high quality debt securities,predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective,the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities,in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) NAV,AUM,Risk

    The DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) fund was launched on Apr 29, 1997. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-12-03 is ₹11.59. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹477.008. The category risk of the DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) fund is Moderate Risk. The fund charges 0.75 % as expense ratio.

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) Holdings

    The fund’s highest allocation is towards Debt and has invested 70.2% in this asset class. The top three holdings of the fund are , treps / reverse repo investments / corporate debt repo , 6.10% govt stock 2031 , small industries development bank of india , power finance corporation limited , national highways authority of india , bajaj finance limited , national bank for agriculture and rural development , 8.35% govt stock 2022 , 5.09% govt stock 2022 , infina finance private limited , axis finance limited , ntpc limited , 7.26% govt stock 2029 , housing development finance corporation limited , 8.20% govt stock 2022 , axis bank limited , niif infrastructure finance limited , indian railway finance corporation limited , indian railway finance corporation limited , sundaram home finance limited , 364 dtb 30032022

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium Term Debt TR INR.

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) Review

    DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) has a score of 2 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, DSP Bond Fund of Income Dist cum Cap Wdrl (RIDCW-6M) has a score of 3out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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