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DSP Bond Fund (Dividend Payout - Monthly)

Debt

Medium Term

₹ 11.04

NAV (OCT 29)

Scripbox Opinion

Neutral

Click here for top ranked funds in medium term mutual funds.

However, Scripbox does not recommend investing in medium term mutual funds.

Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

This is a small category (less than 2% of the total debt fund assets). We assess the credit quality of funds in this category as relatively poor.

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We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

Our analysis of this fund Learn how we rate funds ->
Our analysis of this fund Learn how we rate funds ->

Track Record

16 Years

The fund has an extended history for analysis and the track record is excellent

Relative Size

336 Cr

Small within the category

Impact of Interest Rate Changes

High Interest Rate Risk

The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk

The fund has a moderate credit quality compared to other debt funds

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

Learn why choose a plan over a fund ->
  • Historical growth rate of 6.50% per annum
  • Recommended Duration 1-5 years
  • No Lock-in
  • Expert investing only
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Historical NAV

11.04

NAV (OCT 29)

SIP Calculator

Investing Duration 5 years

Total Investment

Wealth Gained

Total Corpus Created

With assumed returns of 6.25%
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Scheme Information

Investment Objective

The primary investment objective of the Scheme is to seek to generate an attractive return,consistent with prudent risk,from a portfolio which is substantially constituted of high quality debt securities,predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective,the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities,in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realized.

Low

Moderately Low

Moderate

Moderately High

High

Moderate Risk

0.72%

Expense Ratio

20th Jul, 2004

Launched (16y ago)

₹ 336

AUM in Crores

INF740K01573

No Lock-in

CRISIL Medium Term Debt TR INR

Benchmark

₹ 1000

SIP Minimum

₹ 5000

Lumpsum Min.

Fund Managers

Saurabh Bhatia

Fund Manager

Returns Calculator Comparison

of

for

Instrument Returns Total Corpus Gains Annualised %
Mutual Fund 70% 11.25%
EPF 70%
Property 70%
PPF 70%
Bank FD 70%
Gold 70%
Savings Bank 70%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 31st October 2020

Top Stock Holdings

Icici Bank Limited

10%

National Bank For Agriculture And Rural Development

9%

Housing Development Finance Corporation Limited

9%

Axis Bank Limited

9%

Reliance Industries Limited

9%
See all holdings
allocation by market cap

Comparison with Debt Funds

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Indicative returns of 6.50% annually
  • Recommended Duration 1-5 years
  • No Lock-in
  • Expert investing only
  • One-click investing and tracking
  • Zero fees for all your investments

SIP Calculator

Investment Duration 5 years

₹12,37,295

Total Investment

₹12,37,295

Wealth Gained

₹12,37,295

Total Corpus Created

With assumed returns of 6.25%
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How does Scripbox rate funds?

Proprietary system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

Top Ranked

These funds are the top performers within a category of mutual funds considering a combination of criteria. The best amongst these funds are also labelled as Scripbox Recommended.

Scripbox algorithm classifies funds as "not recommended" when they perform poorly on a combination of criteria. These funds are usually the poorest performers within a category.

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Track Record

We look at consistent and long historical performance for our analysis

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Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

calender

Category View

We check if the sub-category of the fund is recommended by us

calender

Consistency Of Performance

Consistency of performance over various tenures is analysed for a relative performance stack

calender

Track Record

We look at consistent and long historical performance for our analysis

calender

Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

calender

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better

calender

Credit Quality Of Fund’s Portfolio

We check the relative interest rate risk of the sub-category of the fund. Lower the better

Equity Funds

Debt Funds

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About DSP Bond Fund (Dividend Payout - Monthly)

About DSP Bond Fund (Dividend Payout - Monthly)

DSP Bond Fund (Dividend Payout - Monthly) is a Medium Term Debt fund and has delivered an annualised return of 5.19% over a period of 16 years. The fund was previously known as DSP BlackRock Bond Reg Mn DP. The fund is managed by DSP Investment Managers Private Limited. The fund manager’s name is Saurabh Bhatia.

DSP Bond Fund (Dividend Payout - Monthly) Investment Objective

The primary investment objective of the Scheme is to seek to generate an attractive return,consistent with prudent risk,from a portfolio which is substantially constituted of high quality debt securities,predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective,the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities,in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realized. However, there is no assurance that the objective of the scheme will be realized.

DSP Bond Fund (Dividend Payout - Monthly) NAV, AUM and Risk

The fund was launched on 2004-07-20. The NAV of the fund as of 2020-10-29 is ₹ 11.04. The total AUM of the fund as of 2020-10-29 is ₹ 336 Cr. The category risk of the fund is Moderate Risk

The fund charges 0.72 % as expense ratio.

DSP Bond Fund (Dividend Payout - Monthly) Holdings

The fund’s highest allocation is towards debt and has invested 63.57% in this asset class. The top three holdings of the fund are icici bank limited, national bank for agriculture and rural development and housing development finance corporation limited.

DSP Bond Fund (Dividend Payout - Monthly) SIP

The minimum SIP(Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

DSP Bond Fund (Dividend Payout - Monthly) Investment volatility and Horizon

This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium Term Debt TR INR.