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  • DSP Banking & PSU Debt Fund (Growth)

Formerly DSP Bank & PSU Debt Reg Gr

DSP Mutual Funds

DSP Banking & PSU Debt Fund (Growth)

DebtBanking And Psu

Top Ranked

19.3897

NAV (Jun 23)

6.5%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.However, Scripbox does not recommend investing in banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Track Record

9 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

2,567 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

Scripbox Recommended Debt Funds

Want the floating rate funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

19.3897

NAV (Jun 23)

Fund Returns

Last 1Y

2.4%

Last 3Y

6.5%

Last 5Y

6.5%

Last 10Y

NA

Since Inception

7.8%

6 Month CAGR

0.6%

Scheme Information

Investment Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

Expense Ratio

0.57

Launched (9y ago)

Sep 14, 2013

AUM in Crores

2566.760

ISIN

INF740K01ZP6

Lock-in

No Lock-in

Benchmark

NIFTY Banking & PSU Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers

Vikram Chopra

Fund Manager

Laukik Bagwe

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-06-23

Top Debt Holdings

treps / reverse repo investments / corporate debt repo

19.4%
19.4%

5.74 11/15/2026 12:00:00 am

8.7%
8.7%

indian railway finance corporation limited

4.6%
4.6%

rec limited

4.4%
4.4%

ntpc limited

4.1%
4.1%
See all holdings

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 44,308 cr

5

₹ 14,441 cr

5

₹ 18,739 cr

5

₹ 12,059 cr

5

₹ 44,308 cr

5

About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 114,187 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,164 debt and 26 hybrid funds.

amc-img

  • 022-66578000
  • service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    13.3%

    13.5%

    12.9%

    13.2%

    12.9%

    13.2%

    11.6%

    15.3%

    6.5%

    7.8%

    Investment Calculator

    Investment Duration5 years

    0

    Total Investment

    0

    Wealth Gained

    0

    Total Corpus Created (₹)

    With CAGR of 11.25 % in 5 years

    DSP Banking & PSU Debt Fund (G) Review

    DSP Banking & PSU Debt Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.8% over a period of 8 years. The fund was previously known as DSP Bank & PSU Debt Reg Gr. The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vikram Chopra.

    Nav of DSP Banking & PSU Debt Fund (G) as of 6/23/2022 is ₹19.39 with the total AUM as of 6/24/2022 is ₹2566.76. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Banking & PSU Debt Fund (G) was launched on Sep 14, 2013. The category risk of the fund is Low to Moderate Risk.

    The minimum SIP amount for DSP Banking & PSU Debt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    DSP Banking & PSU Debt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    DSP Banking & PSU Debt Fund (G) is rated as a 4 fund in Debt and delivered 2.4% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Banking & PSU Debt Fund (G).

    Frequently Asked Questions

    What is DSP Banking & PSU Debt Fund (G)?

    DSP Banking & PSU Debt Fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in DSP Banking & PSU Debt Fund (G)?

    You can invest in DSP Banking & PSU Debt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of DSP Banking & PSU Debt Fund (G)?

    The minimum sip amount for DSP Banking & PSU Debt Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is DSP Banking & PSU Debt Fund (G) good to invest in?

    As per Scripbox experts, DSP Banking & PSU Debt Fund (G) is a Top Ranked fund. You can investDSP Banking & PSU Debt Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the DSP Banking & PSU Debt Fund (G)?

    The expense ratio of the DSP Banking & PSU Debt Fund (G) is 0.57% for regular plan.