- Mutual Funds
- DSP Mutual Fund
- DSP Banking & PSU Debt Fund (G)
DSP Banking & PSU Debt Fund (G)
₹ 23.86
NAV (Apr 17)
Banking And Psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.
They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.
The category accounts for close to 8% of the total assets in the Debt Segment.
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scheme Information
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Expense Ratio | 0.72 % |
Launched 11Y ago | 2013-09-14 |
AUM in Crores | 3408.7 |
ISIN | INF740K01ZP6 |
Lock-in (days) | No Lock-in |
Benchmark | Nifty Banking & PSU Debt Index A-II |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation | 1.3 |
Beta | 2.4 |
Sharpe Ratio | -0.1 |
YTM | - |
Asset allocation and Holdings
Top Debt Holdings
GOI
11.71%National Bank For Financing Infrastructure And Development
6.23%Small Industries Devp. Bank of India Ltd.
5.46%HDFC Bank Ltd.
5.2%State Bank of India
4.83%
Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 9,086 cr | ||
₹ 7,713 cr | ||
₹ 14,724 cr | ||
₹ 4,484 cr | ||
₹ 13,293 cr |
DSP Banking & PSU Debt Fund (G) Review
DSP Banking & PSU Debt Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.79% over 11 years. The fund has grown over a period of 11 years. The fund is managed by DSP Mutual Fund. The fund managers are Karan Mundhra, Sandeep Yadav, Shantanu Godambe.
Nav of DSP Banking & PSU Debt Fund (G) as of 4/17/2025 is ₹23.86 with the total AUM as of 4/18/2025 is ₹3408.7. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Banking & PSU Debt Fund (G) was launched on 2013-09-14. The category risk of the fund is Moderate.
The minimum SIP amount for DSP Banking & PSU Debt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
DSP Banking & PSU Debt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Banking & PSU Debt Index A-II.
Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Banking & PSU Debt Fund (G).