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  • DSP Banking & PSU Debt Fund (PIDCW-6M)

Formerly DSP Bank & PSU Debt Reg DP

DSP Mutual Funds

DSP Banking & PSU Debt Fund (PIDCW-6M)

DebtBanking And Psu

10.383

NAV (Jun 20)

2.7%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

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Scripbox Recommended Debt Funds
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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

10.383

NAV (Jun 20)

Fund Returns

Last 1Y
7.2%
Last 3Y
5.3%
Last 5Y
6.6%
Last 10Y
7.4%
Since Inception
7.7%
6 Month CAGR
4.3%

Scheme Information

Investment Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

Expense Ratio
0.55
Launched (11y ago)
Sep 14, 2013
AUM in Crores
2509.222
ISIN
INF740K01ZU6
Lock-in
No Lock-in
Benchmark
Nifty Banking & PSU Debt Idx A-II TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
4.4
Standard Deviation (5yr)
3.8
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.646
Sharpe Ratio (5yr)
-0.125
YTM
7.56
Fund Managers

Laukik Bagwe

Fund Manager

Shantanu Godambe

Fund Manager

Karan Mundhra

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
DSP Banking & PSU Debt Fund (PIDCW-6M)70%8,19,921 87,3094.7%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-20

Top Debt Holdings

7.3% govt stock 2053

6.5%
6.5%

national bank for financing infrastructure and development

6.4%
6.4%

hdfc bank limited

6%
6%

small industries development bank of india

5.2%
5.2%

net receivables/payables

4.8%
4.8%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,001 cr

₹ 10,797 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

DSP Investment Managers Private Limited

DSP Asset Managers Private Limited manages assets worth 155,720 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 48 equity,114 debt and 19 hybrid funds.amc-img
phone-img022-66578000
Fund NameScripbox Opinion
Till Date CAGR

21.3%

15.8%

19.1%

15.2%

19.1%

15.2%

37.9%

19%

19.8%

14%

DSP Banking & PSU Debt Fund (PIDCW-6M) Review

DSP Banking & PSU Debt Fund (PIDCW-6M) is a Banking And Psu Debt fund and has delivered an annualised return of 5.6% over a period of 10 years. The fund was previously known as DSP Bank & PSU Debt Reg DP. The fund is managed by DSP Asset Managers Private Limited. The fund managers are Karan Mundhra, Laukik Bagwe, Shantanu Godambe.

Nav of DSP Banking & PSU Debt Fund (PIDCW-6M) as of 6/20/2024 is ₹10.38 with the total AUM as of 6/21/2024 is ₹2509.222. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Banking & PSU Debt Fund (PIDCW-6M) was launched on Sep 14, 2013. The category risk of the fund is Low to Moderate Risk.

The minimum SIP amount for DSP Banking & PSU Debt Fund (PIDCW-6M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

DSP Banking & PSU Debt Fund (PIDCW-6M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Banking & PSU Debt Idx A-II TR INR.

DSP Banking & PSU Debt Fund (PIDCW-6M) is rated as a 1 fund in Debt and delivered -0.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Banking & PSU Debt Fund (PIDCW-6M).

Frequently Asked Questions

What is DSP Banking & PSU Debt Fund (PIDCW-6M)?

DSP Banking & PSU Debt Fund (PIDCW-6M) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in DSP Banking & PSU Debt Fund (PIDCW-6M)?

You can invest in DSP Banking & PSU Debt Fund (PIDCW-6M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of DSP Banking & PSU Debt Fund (PIDCW-6M)?

The minimum sip amount for DSP Banking & PSU Debt Fund (PIDCW-6M) is ₹1000. You can invest in multiples of ₹5000.

Is DSP Banking & PSU Debt Fund (PIDCW-6M) good to invest in?

As per Scripbox experts, DSP Banking & PSU Debt Fund (PIDCW-6M) is a Not Recommended fund. You can investDSP Banking & PSU Debt Fund (PIDCW-6M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the DSP Banking & PSU Debt Fund (PIDCW-6M)?

The expense ratio of the DSP Banking & PSU Debt Fund (PIDCW-6M) is 0.55% for regular plan.