• Mutual Funds
  • DSP Mutual Funds
  • DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M)

Formerly DSP Bank & PSU Debt Reg Mn DR

DSP Mutual Funds

DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M)

DebtBanking And Psu

Top Ranked

10.1811

NAV (Dec 06)

6.4%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

8 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

3,204 Cr. Large within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.1811

NAV (Dec 6)

Fund Returns

Last 1Y

3.3%

Last 3Y

6.4%

Last 5Y

4.5%

Last 10Y

NA

Since Inception

5.8%

6 Month CAGR

1.9%

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Scheme Information

Investment Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Low to Moderate Risk

Expense Ratio

0.58

Launched (8y ago)

Sep 14, 2013

AUM in Crores

3203.960

ISIN

INF740K01ZR2

Lock-in

No Lock-in

Benchmark

NIFTY Banking & PSU Debt TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Laukik Bagwe

Fund Manager

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Vikram Chopra

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

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About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 118,583 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,164 debt and 26 hybrid funds.

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  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    20.4%

    16.4%

    18.9%

    15%

    18.9%

    15%

    21.8%

    14.9%

    19.6%

    16.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers are millionaires
    We thrive on trust.

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    About DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M)

    About DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M)

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) is a Banking And Psu Debt fund and has delivered an annualised return of 5.8% over a period of 8 years. The fund was previously known as DSP Bank & PSU Debt Reg Mn DR . The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vikram Chopra

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) Investment Objective

    The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. . However, there is no assurance that the objective of the scheme will be realized.

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) NAV,AUM,Risk

    The DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) fund was launched on Sep 14, 2013. The NAV (Net Asset Value) of this Banking And Psu Debt fund as of 2021-12-06 is ₹10.18. The total AUM (Asset Under Management) of the fund as of 07/12/2021 is ₹3203.96. The category risk of the DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) fund is Low to Moderate Risk. The fund charges 0.58 % as expense ratio.

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 77% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , small industries development bank of india , ntpc limited , treps / reverse repo investments / corporate debt repo , national housing bank , hindustan petroleum corporation limited , power finance corporation ltd. , indian oil corporation limited , chennai petroleum corporation ltd , national bank for agriculture and rural development , indian oil corporation limited , indian railway finance corporation limited , 7.16% govt stock 2023 , ntpc limited , national highways authority of india , indian railway finance corporation limited , national bank for agriculture and rural development , national housing bank , power grid corporation of india limited , indian oil corporation limited , rec limited , national bank for agriculture and rural development , small industries development bank of india , food corporation of india , national bank for agriculture and rural development , export-import bank of india , indian railway finance corporation limited , export-import bank of india , nhpc limited , rural electrification corporation limited , power finance corporation limited , power finance corporation limited , power grid corporation of india limited , national housing bank , export-import bank of india , indian railway finance corporation limited , power finance corporation ltd. , power grid corporation of india limited , oil & natural gas corporation limited , net receivables/payables , power grid corporation of india limited , ntpc limited , power finance corporation limited , nhpc limited , gail (india) limited , small industries development bank of india , national housing bank , export-import bank of india , small industries development bank of india , small industries development bank of india , rural electrification corporation limited

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) Review

    DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, DSP Banking & PSU Debt Fund of Income Dist cum Cap Wdrl (RIDCW-M) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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