Formerly DSP BlackRock Bank & PSU Debt Reg Mn DR
₹ 10.1319
NAV (Mar 04)
Top Ranked
They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.
The category accounts for close to 8% of the total assets in the Debt Segment.
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
8 Years. The Fund has Sufficient history for analysis and the track record is good.
Relative Size
3,665 Cr. Large within the category
Impact of Interest Rate Changes
High Interest Rate Risk. The impact on fund value is high when interest rates change
Credit Quality Of Fund's Portfolio
Low Credit Risk. The fund has a high credit quality compared to other debt funds
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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Scheme Information
The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderate Risk
0.62 %
Expense Ratio
Sep 14, 2013
Launched (8y ago)
₹ 3,665
AUM in Crores
INF740K01ZR2
ISIN
No Lock-in
Lock-in
NIFTY Banking & PSU Debt TR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
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Liquid
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Liquid
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Low Duration
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19 Years
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Track Record
About the AMC
DSP Investment Managers Private Limited
DSP Investment Managers Private Limited manages assets worth 95,150 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 51 equity,156 debt and 26 hybrid funds.
US Equity
Recommended
Top Ranked
₹ 320 Cr
Fund Size
16.8%
3Y returns
US Equity
Top Ranked
₹ 320 Cr
Fund Size
14.5%
3Y returns
US Equity
Top Ranked
₹ 320 Cr
Fund Size
14.5%
3Y returns
Diversified
Top Ranked
₹ 4,547 Cr
Fund Size
18.5%
3Y returns
Tax Saving
Top Ranked
₹ 7,332 Cr
Fund Size
13.4%
3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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DSP Banking & PSU Debt Fund (DR-M) is a banking and psu debt fund and has delivered an annualised return of 5.9% over a period of 8 years .The fund was previously known as DSP BlackRock Bank & PSU Debt Reg Mn DR.The fund is managed by DSP Investment Managers Private Limited.The fund managers are Saurabh Bhatia, Vikram Chopra
The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. However, there is no assurance that the objective of the scheme will be realized.
The DSP Banking & PSU Debt Fund (DR-M) fund was launched on Sep 14, 2013. The NAV (Net Asset Value) of this banking and psu debt as of 2021-03-04 is ₹ 10.1319. The total AUM (Asset Under Management) of the fund as of 2021-03-05 is ₹ 3664.686. The category risk of the DSP Banking & PSU Debt Fund (DR-M) fund is Moderate Risk. The fund charges 0.62 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 98.8% in this asset class. The top three holdings of the fund are 5.15% govt stock 2025,5.22% goi 2025 and hindustan petroleum corporation limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.
DSP Banking & PSU Debt Fund (DR-M) has a score of 4 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, DSP Banking & PSU Debt Fund (DR-M) has a score of 4 out of 5. The credit risk of the fund is 4 out of 5 as compared to other debt funds.