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  • BOI AXA Mutual Funds
  • Bank of India Credit Risk Fund (Growth)

Formerly BOI AXA Credit Risk Reg Gr

BOI AXA Mutual Funds

Bank of India Credit Risk Fund (Growth)

DebtCredit Risk

10.5054

NAV (Dec 02)

13.7%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Poor

The performance of the fund on a Fund Size metric has been Poor

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

10.5054

NAV (Dec 2)

Fund Returns

Last 1Y

142.7%

Last 3Y

13.7%

Last 5Y

-4.2%

Last 10Y

NA

Since Inception

0.6%

6 Month CAGR

2.4%

Scheme Information

Investment Objective

The Scheme's investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective,the Scheme will seek to make investments in rated,unrated instruments and structured obligations of public and private companies.

Expense Ratio

1.53

Launched (7y ago)

Feb 27, 2015

AUM in Crores

165.874

ISIN

INF761K01DH6

Lock-in

No Lock-in

Benchmark

CRISIL Credit Risk Fund TR INR

SIP Minimum

0

Lumpsum Min.

5000

Standard Deviation (3yr)

77.7

Standard Deviation (5yr)

63.6

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.389

Sharpe Ratio (5yr)

0.102

YTM

6.85

Fund Managers

Alok Singh

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-12-02

Top Debt Holdings

treps

14.6%
14.6%

steel authority of india limited

9.2%
9.2%

vedanta limited

9.1%
9.1%

piramal capital & housing finance limited

9%
9%

manappuram finance limited

9%
9%
See all holdings

Compare Bank of India Credit Risk Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

BOI AXA Investment Mngrs Private Ltd

Bank of India Investment Managers Private Limited manages assets worth 3,372 crores and was set up on 12 April 2007. It's current offering of mutual fund schemes includes 29 equity,28 debt and 25 hybrid funds.

amc-img

  • 022-40479000
  • service@boiaxa-im.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    24.8%

    19.2%

    24.3%

    18.6%

    27.7%

    9.3%

    24.3%

    18.7%

    27.6%

    9%

    Bank of India Credit Risk Fund (G) Review

    Bank of India Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 0.6% over a period of 7 years. The fund was previously known as BOI AXA Credit Risk Reg Gr. The fund is managed by Bank of India Investment Managers Private Limited. The fund manager’s name is Alok Singh.

    Nav of Bank of India Credit Risk Fund (G) as of 12/2/2022 is ₹10.51 with the total AUM as of 12/5/2022 is ₹165.874. With Scripbox you can compare and check the latest nav for all mutual funds in India. Bank of India Credit Risk Fund (G) was launched on Feb 27, 2015. The category risk of the fund is Low to Moderate Risk.

    The minimum SIP amount for Bank of India Credit Risk Fund (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Bank of India Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Fund TR INR.

    Bank of India Credit Risk Fund (G) is rated as a 1 fund in Debt and delivered 142.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Bank of India Credit Risk Fund (G).

    Frequently Asked Questions

    What is Bank of India Credit Risk Fund (G)?

    Bank of India Credit Risk Fund (G) is a Credit Risk Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in Bank of India Credit Risk Fund (G)?

    You can invest in Bank of India Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of Bank of India Credit Risk Fund (G)?

    The minimum sip amount for Bank of India Credit Risk Fund (G) is ₹0. You can invest in multiples of ₹5000.

    Is Bank of India Credit Risk Fund (G) good to invest in?

    As per Scripbox experts, Bank of India Credit Risk Fund (G) is a Not Recommended fund. You can investBank of India Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the Bank of India Credit Risk Fund (G)?

    The expense ratio of the Bank of India Credit Risk Fund (G) is 1.53% for regular plan.