• Mutual Funds
  • Baroda Mutual Fund
  • Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)

Formerly Baroda Pioneer Credit Risk A Reg Qt DR

Baroda Mutual Fund

Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)

DebtCredit Risk

11.8087

NAV (Jan 21)

7.1%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

208 Cr. Small within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

Invest in this fund
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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

11.8087

NAV (Jan 21)

Fund Returns

Last 1Y

19.1%

Last 3Y

7.1%

Last 5Y

6.1%

Last 10Y

NA

Since Inception

6.9%

6 Month CAGR

11%

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Scheme Information

Investment Objective

The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Expense Ratio

1.63

Launched (7y ago)

Jan 23, 2015

AUM in Crores

207.699

ISIN

INF955L01FX4

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Credit Risk TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
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Alok Sahoo

Fund Manager

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Karn Kumar

Fund Manager

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Pratish Krishnan

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,746 cr

5

₹ 36,350 cr

5

₹ 9,578 cr

5

₹ 29,495 cr

5

₹ 26,926 cr

5

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About the AMC

Baroda Asset Management India Limited

Baroda Asset Management India Limited manages assets worth 12,967 crores and was set up on 5 November 1992. It's current offering of mutual fund schemes includes 19 equity,58 debt and 14 hybrid funds.

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  • tel-amc-about
    022-61891300
  • mail-amc-about
    info@barodamf.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.6%

    7%

    23.7%

    16.9%

    4.6%

    6.6%

    3.8%

    %

    3.9%

    5.3%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) Review

    Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) is a Credit Risk Debt fund and has delivered an annualised return of 6.9% over a period of 7 years. The fund was previously known as Baroda Pioneer Credit Risk A Reg Qt DR. The fund is managed by Baroda Asset Management India Limited. The fund managers are Alok Sahoo, Karn Kumar, Pratish Krishnan.

    Nav of Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) as of 21/01/2022 is ₹11.81 with the total AUM as of 24/01/2022 is ₹207.699. With Scripbox you can compare and check the latest nav for all mutual funds in India. Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) was launched on Jan 23, 2015. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.

    Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) is rated as a 2 fund in Debt and delivered 19.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q).

    Frequently Asked Questions

    What is Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)?

    How to invest in Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)?

    What is the minimum sip amount of Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)?

    Is Baroda Credit Risk Fund Plan A Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) good to invest in?

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