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    • Baroda Credit Risk Fund Plan A (Growth)

    Formerly Baroda Pioneer Credit Risk A Reg Gr

    Baroda Mutual Fund

    Baroda Credit Risk Fund Plan A (Growth)

    DebtCredit Risk

    16.0657

    NAV (Sep 21)

    5.4%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in credit risk mutual funds.

    However, Scripbox does not recommend investing in credit risk mutual funds.

    Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

    These instruments carry a high default risk.

    The events of the recent past have shown the impact of poor credit quality on such funds.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    6 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

    Relative Size

    194 Cr. Small within the category

    Impact of Interest Rate Changes

    Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

    Credit Quality Of Fund's Portfolio

    High Credit Risk. The fund has a lower credit quality compared to other debt funds

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      Historical growth rate of 6.5% per annum
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      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    16.0657

    NAV (Sep 21)

    Fund Returns

    Last 1Y
    13.3%
    Last 3Y
    5.4%
    Last 5Y
    6.2%
    Last 10Y
    NA
    Since Inception
    7.4%
    6 Month CAGR
    7.8%
    info-icon-blue

    Scheme Information

    Investment Objective

    The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

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    Moderate Risk

    Expense Ratio
    1.84
    Launched (6y ago)
    Jan 23, 2015
    AUM in Crores
    193.601
    ISIN
    INF955L01FP0
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Short Term Credit Risk TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Alok Sahoo

    Fund Manager

    user-avatar

    Karn Kumar

    Fund Manager

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    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
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    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 14,236 cr

    5

    recommended-badge

    ₹ 32,671 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 34,969 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Baroda Asset Management India Limited

    Baroda Asset Management India Limited manages assets worth 11,859 crores and was set up on 5 November 1992. It's current offering of mutual fund schemes includes 19 equity,58 debt and 14 hybrid funds.

    amc-img

  • tel-amc-about
    022-61891300
  • mail-amc-about
    info@barodamf.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    5.1%

    7.1%

    top-ranked-badge

    5.1%

    6.6%

    top-ranked-badge

    4%

    %

    top-ranked-badge

    4.1%

    5.3%

    top-ranked-badge

    4%

    3.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Baroda Credit Risk Fund Plan A (G)

    About Baroda Credit Risk Fund Plan A (G)

    Baroda Credit Risk Fund Plan A (G) is a Credit Risk Debt fund and has delivered an annualised return of 7.4% over a period of 6 years. The fund was previously known as Baroda Pioneer Credit Risk A Reg Gr . The fund is managed by Baroda Asset Management India Limited. The fund managers are Alok Sahoo, Karn Kumar

    Baroda Credit Risk Fund Plan A (G) Investment Objective

    The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized. . However, there is no assurance that the objective of the scheme will be realized.

    Baroda Credit Risk Fund Plan A (G) NAV,AUM,Risk

    The Baroda Credit Risk Fund Plan A (G) fund was launched on Jan 23, 2015. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-09-21 is ₹16.07. The total AUM (Asset Under Management) of the fund as of 22/09/2021 is ₹193.601. The category risk of the Baroda Credit Risk Fund Plan A (G) fund is Moderate Risk. The fund charges 1.84 % as expense ratio.

    Baroda Credit Risk Fund Plan A (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 68% in this asset class. The top three holdings of the fund are , treps , 5.15% govt stock 2025 , the tata power company limited , hindalco industries limited , aspire home finance corporation limited , indian railway finance corporation limited , tata steel limited , jsw steel limited , piramal capital & housing finance limited , edelweiss housing finance limited , small industries development bank of india , piramal capital & housing finance limited , national bank for agriculture and rural development , net receivable / payable , dewan housing finance corporation limited , national bank for agriculture and rural development , dewan housing finance corporation limited , 6.68% govt stock 2031

    Baroda Credit Risk Fund Plan A (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Baroda Credit Risk Fund Plan A (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.

    Baroda Credit Risk Fund Plan A (G) Review

    Baroda Credit Risk Fund Plan A (G) has a score of 2 on a scale of 5. The fund has a score of 3 out of 5 based on historical performance. As compared to the other funds in its category, Baroda Credit Risk Fund Plan A (G) has a score of 2out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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