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Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually)

Equity

Sectoral / Thematic - Bfsi

₹ 14.02

NAV (OCT 19)

Scripbox Opinion

Neutral

Scripbox recommends other funds for investment in sectoral / thematic - bfsi.

Click here to see our recommendations.

Sectoral / Thematic Bfsi funds provides inflation beating growth over the long term and is suitable for investment objectives with duration of 10-15 years or longer (minimum 5 years).

Our analysis of this fund Learn how we rate funds ->
Our analysis of this fund Learn how we rate funds ->

Track Record

8 Years

The fund has sufficient history for analysis and the track record is good

Relative Size

41 Cr

Small within the category

Category View

Positive

The category has a positive investment outlook

Consistency Of Performance

Relatively moderate

The historical performance of the fund has been OK.

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  • Historical growth rate of 12.00% per annum
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Historical NAV

14.02

NAV (OCT 19)

SIP Calculator

Investing Duration 5 years

Total Investment

Wealth Gained

Total Corpus Created

With assumed returns of 11.25%
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Scheme Information

Investment Objective

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Low

Moderately Low

Moderate

Moderately High

High

High Risk

2.6%

Expense Ratio

22nd Jun, 2012

Launched (8y ago)

₹ 41

AUM in Crores

INF955L01831

No Lock-in

IISL Nifty Bank TR INR

Benchmark

₹ 1000

SIP Minimum

₹ 5000

Lumpsum Min.

Fund Managers

Dipak Acharya

Fund Manager

Returns Calculator Comparison

of

for

Instrument Returns Total Corpus Gains Annualised %
Mutual Fund 70% 11.25%
EPF 70%
Property 70%
PPF 70%
Bank FD 70%
Gold 70%
Savings Bank 70%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 20th October 2020

Top Stock Holdings

Hdfc Bank Ltd

24%

Icici Bank Ltd

16%

Axis Bank Ltd

9%

Treps

7%

Indusind Bank Ltd

5%
See all holdings
allocation by market cap

Allocation by Sector

Financial Services

92%
See all sectors

Comparison with Equity Funds

Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have

  • Indicative returns of 12.00% annually
  • Recommended Duration > 5 years
  • No Lock-in
  • Expert investing only
  • One-click investing and tracking
  • Zero fees for all your investments

SIP Calculator

Investment Duration 5 years

₹12,37,295

Total Investment

₹12,37,295

Wealth Gained

₹12,37,295

Total Corpus Created

With assumed returns of 11.25%
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How does Scripbox rate funds?

Proprietary system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

Top Ranked

These funds are the top performers within a category of mutual funds considering a combination of criteria. The best amongst these funds are also labelled as Scripbox Recommended.

Scripbox algorithm classifies funds as "not recommended" when they perform poorly on a combination of criteria. These funds are usually the poorest performers within a category.

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Track Record

We look at consistent and long historical performance for our analysis

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Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

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Category View

We check if the sub-category of the fund is recommended by us

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Consistency Of Performance

Consistency of performance over various tenures is analysed for a relative performance stack

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Track Record

We look at consistent and long historical performance for our analysis

calender

Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

calender

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better

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Credit Quality Of Fund’s Portfolio

We check the relative interest rate risk of the sub-category of the fund. Lower the better

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About Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually)

About Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually)

Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually) is a Sectoral / Thematic - Bfsi Equity fund and has delivered an annualised return of 8.92% over a period of 8 years. The fund was previously known as Baroda Pioneer Bank & Fin Srvs A DP. The fund is managed by Baroda Asset Management India Limited. The fund manager’s name is Dipak Acharya.

Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually) Investment Objective

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. However, there is no assurance that the objective of the scheme will be realized.

Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually) NAV, AUM and Risk

The fund was launched on 2012-06-22. The NAV of the fund as of 2020-10-19 is ₹ 14.02. The total AUM of the fund as of 2020-10-19 is ₹ 41 Cr. The category risk of the fund is High Risk

The fund charges 2.6 % as expense ratio.

Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually) Holdings

The fund’s highest allocation is towards equity and has invested 97.66% in this asset class. The top three holdings of the fund are hdfc bank ltd, icici bank ltd and axis bank ltd.

Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually) SIP

The minimum SIP(Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

Baroda Banking and Financial Services Fund Plan A (Dividend Payout - Annually) Investment volatility and Horizon

This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to IISL Nifty Bank TR INR.