- Mutual Funds
- Bank of India Mutual Fund
- Bank of India Credit Risk Fund Direct Growth
Bank of India Credit Risk Fund Direct Plan Growth
₹ 12.32
NAV (Apr 04)
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Bank of India Credit Risk Fund Direct Growth Calculator
Investment Duration5 years
7,32,612
Total Investment2,02,922
Wealth Gained9,35,534
Total Corpus Created (₹)
With CAGR of 10.001 % in 5 yearsHistorical NAV
₹ 12.317
NAV (Apr 4)
Fund Returns
Last 1Y | 5.8% |
Last 3Y | 5.7% |
Last 5Y | 10% |
Last 10Y | 2% |
Since Inception | 2.1% |
6 Month CAGR | 3.4% |
Scheme Information
The Scheme will invest predominantly in corporate debt securities. There will be no exposure in the portfolio to dated Government Securities and State Development Loans.
Expense Ratio | 1.12 % |
Launched 10Y ago | 2015-02-27 |
AUM in Crores | 113.5 |
ISIN | INF761K01DG8 |
Lock-in (days) | No Lock-in |
Benchmark | CRISIL Credit Risk Debt B-II Index |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation | 70.8 |
Beta | -27.9 |
Sharpe Ratio | 0.6 |
YTM | - |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Bank of India Credit Risk Fund Direct (G) | 9,35,534 | 2,02,922 | 10% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
Others
10.59%Others
10.32%Aditya Birla Real Estate Ltd.
9.75%Steel Authority Of India Ltd.
9.45%JSW Steel Ltd.
8.25%
Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,714 cr | ||
₹ 15,117 cr | ||
₹ 14,435 cr | ||
₹ 4,444 cr | ||
₹ 7,712 cr |
About the AMC
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
5.7% | 2.1% | ||
17% | 27.3% | ||
14.5% | 17.4% | ||
20.5% | 16.7% | ||
14.3% | 16.2% |
Bank of India Credit Risk Fund Direct Growth Calculator
Investment Duration5 years
7,32,612
Total Investment2,02,922
Wealth Gained9,35,534
Total Corpus Created (₹)
With CAGR of 10.001 % in 5 yearsFrequently Asked Questions
What is the expense ratio for Bank of India Credit Risk Fund Direct Plan Growth?
What is the current AUM of Bank of India Credit Risk Fund Direct Growth?
What is the latest NAV of Bank of India Credit Risk Fund Direct Growth?
What is the Riskometer rating for Bank of India Credit Risk Fund Direct Plan Growth?
Which are the top sector holdings in Bank of India Credit Risk Fund Direct Plan?
Which are the top stock holdings in Bank of India Credit Risk Fund Direct Plan?
What is the asset allocation of Bank of India Credit Risk Fund Direct Plan Growth?
What has been the performance of Bank of India Credit Risk Fund Direct Growth returns?
Does Bank of India Credit Risk Fund Direct Growth have a lock-in period?
Can I invest in both SIP and lump sum options in Bank of India Credit Risk Fund Direct Plan Growth?
How to invest in Bank of India Credit Risk Fund Direct Growth?
How can I redeem my investment in Bank of India Credit Risk Fund Direct Plan?