- Mutual Funds
- BOI Mutual Funds
- Bank of India Conservative Hybrid Fund (RIDCW-M)
Formerly BOI AXA Cnsrv Hybrid Reg Mly IDCW-R
Bank of India Conservative Hybrid Fund (RIDCW-M)
₹ 15.3269
NAV (Oct 03)
Conservative hybrid funds provides varying combinations of equity & debt and is suitable for investment objectives with duration specific to the fund category.
Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.
They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 15.3269
NAV (Oct 3)
Fund Returns
Last 1Y | 9% |
Last 3Y | 13.4% |
Last 5Y | 7.6% |
Last 10Y | 6.7% |
Since Inception | 6.5% |
6 Month CAGR | 6.8% |
Scheme Information
The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However,there can be no assurance that the income can be generated,regular or otherwise,or the investment objectives of the Scheme will be realized.
Expense Ratio | 2.33 |
Launched (14y ago) | Mar 18, 2009 |
AUM in Crores | 55.926 |
ISIN | INF761K01470 |
Lock-in | No Lock-in |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 10000 |
Standard Deviation (3yr) | 11.7 |
Standard Deviation (5yr) | 11.1 |
Beta (3yr) | 0.98 |
Beta (5yr) | 0.88 |
Sharpe Ratio (3yr) | 0.723 |
Sharpe Ratio (5yr) | 0.26 |
YTM | 7.22 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Bank of India Conservative Hybrid Fund (RIDCW-M) | 8,80,709 | 1,48,097 | 7.6% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Stock Holdings
Comparison with Hybrid Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 25,274 cr | ||
₹ 9,394 cr | ||
₹ 3,302 cr | ||
₹ 587 cr | ||
₹ 2,901 cr |
About the AMC
Bank of India Investment Managers Private Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
26% | 19.2% | ||
25.6% | 18.6% | ||
32.6% | 10.4% | ||
35.5% | 29.1% | ||
27% | 15.5% |
Bank of India Conservative Hybrid Fund (RIDCW-M) Review
Bank of India Conservative Hybrid Fund (RIDCW-M) is a Conservative Hybrid Hybrid fund and has delivered an annualised return of 6.5% over a period of 14 years. The fund was previously known as BOI AXA Cnsrv Hybrid Reg Mly IDCW-R. The fund is managed by Bank of India Investment Managers Private Limited. The fund manager’s name is Alok Singh.
Nav of Bank of India Conservative Hybrid Fund (RIDCW-M) as of 10/3/2023 is ₹15.33 with the total AUM as of 10/4/2023 is ₹55.926. With Scripbox you can compare and check the latest nav for all mutual funds in India. Bank of India Conservative Hybrid Fund (RIDCW-M) was launched on Mar 18, 2009. The category risk of the fund is Moderately High risk.
The minimum SIP amount for Bank of India Conservative Hybrid Fund (RIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹10000. Check your estimated returns on mutual funds by using sip calculator.
Frequently Asked Questions
What is Bank of India Conservative Hybrid Fund (RIDCW-M)?
How to invest in Bank of India Conservative Hybrid Fund (RIDCW-M)?
You can invest in Bank of India Conservative Hybrid Fund (RIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Bank of India Conservative Hybrid Fund (RIDCW-M)?
The minimum sip amount for Bank of India Conservative Hybrid Fund (RIDCW-M) is ₹1000. You can invest in multiples of ₹10000.
Is Bank of India Conservative Hybrid Fund (RIDCW-M) good to invest in?
As per Scripbox experts, Bank of India Conservative Hybrid Fund (RIDCW-M) is a Not Recommended fund. You can investBank of India Conservative Hybrid Fund (RIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Bank of India Conservative Hybrid Fund (RIDCW-M)?
The expense ratio of the Bank of India Conservative Hybrid Fund (RIDCW-M) is 2.33% for regular plan.