Bandhan Mutual Funds

Bandhan Banking & PSU Debt Fund Direct Plan Growth

₹ 24.79

NAV (Mar 31)

6.706%
3 Year CAGR
Scripbox Opinion
not-recommended
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Consistency of Credit quality

Good

The performance of the fund on a Consistency of Credit Quality metric has been Good

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

Scheme Information

Investment Objective

To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.

Expense Ratio
0.33 %
Launched 12Y ago
2013-03-07
AUM in Crores
13421.4
ISIN
INF194K015G8
Lock-in (days)
No Lock-in
Benchmark
Nifty Banking & PSU Debt Index A-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
-
Standard Deviation
0.9
Beta
2
Sharpe Ratio
0.2
YTM
-
asset-allocation

Asset allocation and Holdings

Last updated on 2025-03-12

Top Debt Holdings

GOI

9.67%
9.67%

National Bank For Agriculture & Rural Development

5.62%
5.62%

HDFC Bank Ltd.

5.22%
5.22%

Indian Railway Finance Corporation Ltd.

5.09%
5.09%

GOI

4.1%
4.1%
See all holdings
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Frequently Asked Questions

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