• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)

Formerly Aditya BSL Short Term Opp Reg DR

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)

DebtShort Term

Top Ranked

17.514

NAV (Dec 01)

6.7%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

10,192 Cr. Large within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

17.514

NAV (Dec 1)

Fund Returns

Last 1Y

4.1%

Last 3Y

6.7%

Last 5Y

5.3%

Last 10Y

8%

Since Inception

6.7%

6 Month CAGR

2.2%

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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

1.13

Launched (18y ago)

May 09, 2003

AUM in Crores

10191.284

ISIN

INF209K01DK0

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Bond Fund TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Kaustubh Gupta

Fund Manager

user-avatar

Mohit Sharma

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
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    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

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About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 316,588 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

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  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    17.3%

    14.6%

    4.9%

    7.1%

    4.9%

    6.8%

    4.9%

    7.2%

    4.8%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

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    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers are millionaires
    We thrive on trust.

    We match your objectives to the right portfolio. World-class wealth management using science, data and technology, leveraged by our experience, and human touch. Get started with your wealth creation without worry.

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    About Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)

    About Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q)

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) is a Short Term Debt fund and has delivered an annualised return of 6.7% over a period of 18 years. The fund was previously known as Aditya BSL Short Term Opp Reg DR . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Kaustubh Gupta, Mohit Sharma

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) Investment Objective

    The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) NAV,AUM,Risk

    The Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) fund was launched on May 09, 2003. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-12-01 is ₹17.51. The total AUM (Asset Under Management) of the fund as of 01/12/2021 is ₹10191.284. The category risk of the Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) fund is Moderate Risk. The fund charges 1.13 % as expense ratio.

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 82.7% in this asset class. The top three holdings of the fund are , clearing corporation of india limited , 5.63% govt stock 2026 , national bank for agriculture and rural development , reliance industries limited , l&t finance limited , tata capital financial services limited , govt stock , 8.60% bihar sdl 2026 , 8.15% govt stock 2026 , export-import bank of india , 8.92% madhya pradesh sdl 2022 , 6.10% govt stock 2031 , housing development finance corporation limited , state bank of india , panatone finvest limited , shriram transport finance company limited , rural electrification corporation limited , embassy office parks reit , 6.90% oil mktg cos goi sb 2026 , sikka ports & terminals limited , net receivables / (payables) , small industries development bank of india , reliance industries limited , power finance corporation limited , 6.67% govt stock 2035 , jamnagar utilities & power private limited , rural electrification corporation limited , housing development finance corporation limited , shriram city union finance limited , housing and urban development corporation limited , first business receivables trust , l&t infrastructure finance company limited , first business receivables trust , housing development finance corporation limited , axis finance limited , state bank of india , fullerton india credit company limited , axis bank limited , l&t finance limited , housing development finance corporation limited , tata realty and infrastructure limited , bajaj housing finance limited , reliance ports and terminals limited , 6.94% mh sdl 2022 , summit digitel infrastructure private limited , motilal oswal finvest limited , 8.20% govt stock 2022 , tata capital limited , tata motors finance limited , sundew properties limited , tata housing development company limited , 8.54% bihar sdl 2026 , 8.83% govt stock 2023 , 8.97% bihar sdl 2022 , national bank for agriculture and rural development , shriram - city union finance limited , sundaram home finance limited , larsen and toubro limited , indusind bank limited , small industries development bank of india , indusind bank limited , export-import bank of india , embassy office parks reit , 8.38% haryana sdl 2026 , axis bank limited , larsen and toubro limited , housing development finance corporation limited , housing development finance corporation limited , rural electrification corporation limited , nuvoco vistas corporation ltd. , lic housing finance limited , tata capital housing finance limited , tata realty and infrastructure limited , state bank of india , lic housing finance limited , indian railway finance corporation limited , housing development finance corporation limited , bajaj finance limited , indostar capital finance limited , bharti hexacom limited , 8.30% rajasthan sdl 2026 , adani ports and special economic zone limited , rural electrification corporation limited , reliance industries limited , hdb financial services limited , sundaram home finance limited , 5.22% goi 2025 , national bank for agriculture and rural development , lic housing finance limited , 8.86% tamil nadu sdl 2022 , hdb financial services limited , rural electrification corporation limited , 8.99% bihar sdl 2022 , 6.97% govt stock 2026 , rural electrification corporation limited , first business receivables trust , 8.29% andhra pradesh sdl 2026 , 8.83% tamil nadu sdl 2024 , 8.52% telangana sdl 2026 , rural electrification corporation limited , mahindra rural housing finance limited , manappuram finance limited , housing and urban development corporation limited , tata capital financial services limited , fullerton india home finance company limited , indian oil corporation limited , hdfc credila financial services private limited , punjab national bank , 8.90% maharashtra sdl 2022 , 8.39% rj sdl spl 2023 , 8.90% punjab sdl 2022 , national bank for agriculture and rural development , rural electrification corporation limited , muthoot finance limited , tata projects limited , hdb financial services limited , hdb financial services limited , housing development finance corporation limited , sundaram finance limited , india grid trust , tata cleantech capital limited , lic housing finance limited , lic housing finance limited , housing and urban development corporation limited (hudco) , reliance industries limited , bajaj housing finance limited , cholamandalam financial holdings limited , lic housing finance limited , cholamandalam investment and fin. co. ltd , small industries development bank of india , state bank of india , 08.70 gj sdl 2028 , 9.01% karnataka sdl 2024 , 8.21% hr sdl spl 2024 , india grid trust , hindustan petroleum corporation limited , national bank for agriculture and rural development , rural electrification corporation limited , national housing bank , sundaram bnp paribas home finance limited , food corporation of india , 0% goi- 22082026 strips , andhra pradesh capital region development authority , 0% goi- 22022026 strips , 8.57% andhra pradesh sdl 2026 , reliance jio infocomm limited , l&t infrastructure finance company limited , rural electrification corporation limited , bajaj finance limited , 8.42% kerala sdl 2026 , bharti hexacom limited , nuclear power corporation of india limited , u.p. power corporation limited , u.p. power corporation limited , u.p. power corporation limited , 8.39% andhra pradesh sdl 2026 , 8.36% maharashtra sdl 2026 , tata capital financial services limited , 6.93% mh sdl 2022 , nhpc limited , corporation bank , national bank for agriculture and rural development , hdb financial services limited , 8.99% gujarat sdl 2022 , 8.95% maharashtra sdl 2022 , rural electrification corporation limited , jharkhand road projects implementation company limited , l&t infrastructure finance company limited , national bank for agriculture and rural development , national bank for agriculture and rural development , rural electrification corporation limited , 8.32% up sdl spl 2025 , 08.06% hr sdl spl 2026 , 8.65% kerela sdl 2023 , axis bank limited , food corporation of india , andhra pradesh capital region development authority

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) Review

    Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Short Term Fund Reinvst of Inc Dis cum Cap Wdrl (RIDCW-Q) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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