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    • Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (Dividend Payout - Quarterly)

    Formerly Aditya BSL Short Term Opp Reg Qt DP

    Aditya Birla Sun Life Mutual Fund

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (Dividend Payout - Quarterly)

    DebtShort Term

    10.6511

    NAV (Sep 23)

    7.6%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in short term mutual funds.

    However, Scripbox does not recommend investing in short term mutual funds.

    Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

    The category is one of the largest categories within the Debt Segment (9% of the total assets).

    We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    11 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    8,900 Cr. Large within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
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      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

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    Historical NAV

    10.6511

    NAV (Sep 23)

    Fund Returns

    Last 1Y
    5.8%
    Last 3Y
    7.6%
    Last 5Y
    5.8%
    Last 10Y
    7.1%
    Since Inception
    7%
    6 Month CAGR
    3.3%
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    1.11
    Launched (11y ago)
    Feb 18, 2010
    AUM in Crores
    8899.084
    ISIN
    INF209K01BU3
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Short Term Bond Fund TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Kaustubh Gupta

    Fund Manager

    user-avatar

    Mohit Sharma

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 13,951 cr

    5

    recommended-badge

    ₹ 33,662 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 31,274 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Aditya Birla Sun Life AMC Ltd

    Aditya Birla Sun Life AMC Ltd manages assets worth 315,409 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

    amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    17.8%

    15.1%

    recommended-badge

    5.1%

    7.1%

    top-ranked-badge

    5.1%

    6.9%

    top-ranked-badge

    5.1%

    7.2%

    top-ranked-badge

    5.1%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q)

    About Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q)

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) is a Short Term Debt fund and has delivered an annualised return of 7% over a period of 11 years. The fund was previously known as Aditya BSL Short Term Opp Reg Qt DP . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Kaustubh Gupta, Mohit Sharma

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) Investment Objective

    The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) NAV,AUM,Risk

    The Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) fund was launched on Feb 18, 2010. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-09-23 is ₹10.65. The total AUM (Asset Under Management) of the fund as of 24/09/2021 is ₹8899.084. The category risk of the Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) fund is Moderate Risk. The fund charges 1.11 % as expense ratio.

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 85.3% in this asset class. The top three holdings of the fund are , clearing corporation of india limited , 6.64% govt stock 2035 , govt stock , reliance industries limited , l&t finance limited , net receivables / (payables) , 8.60% bihar sdl 2026 , 8.92% madhya pradesh sdl 2022 , 8.15% govt stock 2026 , national bank for agriculture and rural development , panatone finvest limited , shriram transport finance company limited , 8.54% maharashtra sdl 2023 , embassy office parks reit , 6.90% oil mktg cos goi sb 2026 , reliance industries limited , l&t finance limited , sikka ports & terminals limited , power finance corporation limited , shriram city union finance limited , housing and urban development corporation limited , housing development finance corporation limited , rural electrification corporation limited , motherson sumi systems limited , l&t infrastructure finance company limited , first business receivables trust , housing development finance corporation limited , bharat oman refineries limited , state bank of india , axis finance limited , first business receivables trust , housing development finance corporation limited , reliance ports and terminals limited , axis bank limited , tata realty and infrastructure limited , summit digitel infrastructure private limited , fullerton india credit company limited , national bank for agriculture and rural development , 8.05% rajasthan sdl 2025 , 6.94% mh sdl 2022 , tata motors finance limited , tata capital limited , tata housing development company limited , bajaj housing finance limited , 8.83% govt stock 2023 , 8.97% bihar sdl 2022 , national bank for agriculture and rural development , shriram - city union finance limited , sundaram home finance limited , rbl bank limited , state bank of india , export-import bank of india , 8.54% bihar sdl 2026 , 8.38% haryana sdl 2026 , 8.67% maharashtra sdl 2023 , larsen and toubro limited , larsen and toubro limited , housing development finance corporation limited , indostar capital finance limited , power finance corporation limited , lic housing finance limited , tata realty and infrastructure limited , nuvoco vistas corporation ltd. , tata capital housing finance limited , fullerton india credit company limited , adani ports and special economic zone limited , indian railway finance corporation limited , bajaj finance limited , nabha power limited , bharti hexacom limited , housing development finance corporation limited , indusind bank limited , lic housing finance limited , hdb financial services limited , sundaram home finance limited , hdb financial services limited , lic housing finance limited , 8.86% tamil nadu sdl 2022 , national bank for agriculture and rural development , rural electrification corporation limited , hdfc credila financial services private limited , indian oil corporation limited , punjab national bank , fullerton india home finance company limited , nhpc limited , 8.72% andhra pradesh sdl 2023 , 8.99% bihar sdl 2022 , 8.90% punjab sdl 2022 , 8.90% maharashtra sdl 2022 , 8.39% rj sdl spl 2023 , rural electrification corporation limited , 8.05% gujarat sdl 2025 , first business receivables trust , 8.29% andhra pradesh sdl 2026 , 8.83% tamil nadu sdl 2024 , 8.52% telangana sdl 2026 , rural electrification corporation limited , mahindra rural housing finance limited , manappuram finance limited , housing and urban development corporation limited , tata capital financial services limited , national bank for agriculture and rural development , 6.97% govt stock 2026 , muthoot finance limited , hdb financial services limited , tata projects limited , hdb financial services limited , housing development finance corporation limited , rec limited , india grid trust , sundaram finance limited , tata cleantech capital limited , lic housing finance limited , reliance industries limited , lic housing finance limited , housing and urban development corporation limited (hudco) , reliance industries limited , 8.63% madhya pradesh sdl 2023 , lic housing finance limited , sundaram bnp paribas home finance limited , small industries development bank of india , cholamandalam financial holdings limited , cholamandalam investment and fin. co. ltd , 5.22% goi 2025 , state bank of india , 08.70 gj sdl 2028 , bajaj housing finance limited , 8.21% hr sdl spl 2024 , india grid trust , national bank for agriculture and rural development , rural electrification corporation limited , national housing bank , 9.01% karnataka sdl 2024 , food corporation of india , 0% goi- 22082026 strips , andhra pradesh capital region development authority , 0% goi- 22022026 strips , 8.57% andhra pradesh sdl 2026 , reliance jio infocomm limited , l&t infrastructure finance company limited , rural electrification corporation limited , l&t infrastructure finance company limited , rural electrification corporation limited , bharti hexacom limited , nuclear power corporation of india limited , nhpc limited , u.p. power corporation limited , u.p. power corporation limited , 8.36% maharashtra sdl 2026 , 8.39% andhra pradesh sdl 2026 , tata capital financial services limited , 6.93% mh sdl 2022 , u.p. power corporation limited , hdb financial services limited , national bank for agriculture and rural development , 8.99% gujarat sdl 2022 , 8.95% maharashtra sdl 2022 , rural electrification corporation limited , corporation bank , syndicate bank , jharkhand road projects implementation company limited , andhra pradesh capital region development authority , indusind bank limited , national bank for agriculture and rural development , national bank for agriculture and rural development , 8.42% kerala sdl 2026 , 8.65% kerela sdl 2023 , axis bank limited , mangalore refinery & petrochemicals limited , food corporation of india , tata projects limited , housing and urban development corporation limited , mahindra & mahindra financial services limited , reliance industries limited , national bank for agriculture and rural development , power finance corporation limited , u.p. power corporation limited

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) Review

    Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) has a score of 3 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Short Term Fund Pyt of Inc Dis cum Cap Wdrl (D-Q) has a score of 4out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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