- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Short Term Fund Pyt (Dividend Payout - Quarterly)
Formerly Aditya BSL Short Term Opp Reg Qt DP
Aditya Birla Sun Life Short Term Fund Pyt (Dividend Payout - Quarterly)
₹ 10.5548
NAV (Apr 22)
Short term funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.
The category is one of the largest categories within the Debt Segment (9% of the total assets).
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 10.5548
NAV (Apr 22)
Fund Returns
Last 1Y | 4.8% |
Last 3Y | 4.8% |
Last 5Y | 6% |
Last 10Y | 5.9% |
Since Inception | 6.5% |
6 Month CAGR | 3.8% |
Scheme Information
The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.
Expense Ratio | 0.97 |
Launched (14y ago) | Feb 18, 2010 |
AUM in Crores | 6767.473 |
ISIN | INF209K01BU3 |
Lock-in | No Lock-in |
Benchmark | Nifty Short Duration Debt TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 1.4 |
Standard Deviation (5yr) | 2.1 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.346 |
Sharpe Ratio (5yr) | 0.367 |
YTM | 7.87 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Aditya Birla Sun Life Short Term Fund Pyt (Dividend Payout - Quarterly) | 8,46,471 | 1,13,859 | 6% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.26% govt stock 2033
7.3%7.18% govt stock 2037
6.9%icici bank limited
3%7.18% govt stock 2033
2.7%small industries development bank of india 7.68%
2.7%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 4,923 cr | ||
₹ 10,293 cr | ||
₹ 35,428 cr | ||
₹ 13,848 cr | ||
₹ 13,895 cr |
About the AMC
Aditya Birla Sun Life AMC Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
- | 4.6% | ||
5.8% | 7.4% | ||
5.8% | 6.8% | ||
5.8% | 7.3% | ||
5.8% | 7.1% |
Aditya Birla Sun Life Short Term Fund Pyt (D-Q) Review
Aditya Birla Sun Life Short Term Fund Pyt (D-Q) is a Short Term Debt fund and has delivered an annualised return of 6.5% over a period of 14 years. The fund was previously known as Aditya BSL Short Term Opp Reg Qt DP. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Dhaval Joshi, Kaustubh Gupta, Mohit Sharma.
Nav of Aditya Birla Sun Life Short Term Fund Pyt (D-Q) as of 4/22/2024 is ₹10.55 with the total AUM as of 4/23/2024 is ₹6767.473. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Short Term Fund Pyt (D-Q) was launched on Feb 18, 2010. The category risk of the fund is Moderate Risk.
The minimum SIP amount for Aditya Birla Sun Life Short Term Fund Pyt (D-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Aditya Birla Sun Life Short Term Fund Pyt (D-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Short Duration Debt TR INR.
Aditya Birla Sun Life Short Term Fund Pyt (D-Q) is rated as a 2 fund in Debt and delivered 4.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Short Term Fund Pyt (D-Q).
Frequently Asked Questions
What is Aditya Birla Sun Life Short Term Fund Pyt (D-Q)?
How to invest in Aditya Birla Sun Life Short Term Fund Pyt (D-Q)?
You can invest in Aditya Birla Sun Life Short Term Fund Pyt (D-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Aditya Birla Sun Life Short Term Fund Pyt (D-Q)?
The minimum sip amount for Aditya Birla Sun Life Short Term Fund Pyt (D-Q) is ₹1000. You can invest in multiples of ₹5000.
Is Aditya Birla Sun Life Short Term Fund Pyt (D-Q) good to invest in?
As per Scripbox experts, Aditya Birla Sun Life Short Term Fund Pyt (D-Q) is a Neutral fund. You can investAditya Birla Sun Life Short Term Fund Pyt (D-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Aditya Birla Sun Life Short Term Fund Pyt (D-Q)?
The expense ratio of the Aditya Birla Sun Life Short Term Fund Pyt (D-Q) is 0.97% for regular plan.