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  • Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D)
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D)

DebtUltra Short

Top Ranked

100.4936

NAV (Oct 20)

5.5%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within ultra short mutual funds.However, Scripbox does not recommend investing in ultra short mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

13 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

18,894 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

100.4936

NAV (Oct 20)

Fund Returns

Last 1Y
4.1%
Last 3Y
5.5%
Last 5Y
5.3%
Last 10Y
6.3%
Since Inception
5.9%
6 Month CAGR
2.1%
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Scheme Information

Investment Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions,invest its net assets in fixed income securities,money market instruments,cash and cash equivalents.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
0.48
Launched (13y ago)
Jun 18, 2008
AUM in Crores
18893.174
ISIN
INF209K01MB0
Lock-in
No Lock-in
Benchmark
CRISIL Ultra Short Term Debt TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Kaustubh Gupta

Fund Manager

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Monika Gandhi

Fund Manager

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Sunaina Cunha

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 313,741 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    21.2%

    15.1%

    recommended-badge

    5%

    7.1%

    top-ranked-badge

    5%

    6.9%

    top-ranked-badge

    5%

    7.2%

    top-ranked-badge

    5%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D)

    About Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D)

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) is a Ultra Short Debt fund and has delivered an annualised return of 5.9% over a period of 13 years. . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Kaustubh Gupta, Monika Gandhi, Sunaina Cunha

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) Investment Objective

    The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions,invest its net assets in fixed income securities,money market instruments,cash and cash equivalents. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) NAV,AUM,Risk

    The Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) fund was launched on Jun 18, 2008. The NAV (Net Asset Value) of this Ultra Short Debt fund as of 2021-10-20 is ₹100.49. The total AUM (Asset Under Management) of the fund as of 21/10/2021 is ₹18893.174. The category risk of the Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) fund is Moderate Risk. The fund charges 0.48 % as expense ratio.

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 56.4% in this asset class. The top three holdings of the fund are , reliance industries limited , 8.79% govt stock 2021 , reliance industries limited , 8.83% govt stock 2023 , reverse repo , lic housing finance limited , net receivables / (payables) , indusind bank limited , tata motors limited , tata steel limited , panatone finvest limited , rec limited , rural electrification corporation limited , idfc first bank limited , jsw steel limited , can fin homes limited , shriram transport finance company limited , tata motors limited , idfc first bank limited , 8.21% hr sdl spl 2023 , muthoot finance limited , 8.24%sdl gujarat 2023 , rural electrification corporation limited , clearing corporation of india limited , cholamandalam investment & finance co limited , bajaj housing finance limited , 8.18% hr sdl spl 2022 , small industries development bank of india , 08.48 ka sdl 2022 , rural electrification corporation limited , the federal bank limited , 05.78 od sdl 2022 , bharat petroleum corporation limited , indian oil corporation limited , gic housing finance limited , sikka ports and terminals limited , 06.10 ka sdl 2021 , tata teleservices (maharashtra) ltd , manappuram finance limited , 8.54% maharashtra sdl 2023 , mahindra & mahindra financial services limited , lic housing finance limited , tata motors finance limited , l&t infrastructure finance company limited , gic housing finance limited , power finance corporation limited , national bank for agriculture and rural development , rural electrification corporation limited , bajaj housing finance limited , lic housing finance limited , indian railway finance corporation limited , lic housing finance limited , power finance corporation limited , tata projects limited , standard chartered investments and loans (india) limited , ntpc limited , axis bank limited , idfc first bank limited , indusind bank limited , shriram - city union finance limited , power finance corporation limited , tata capital financial services limited , 8.97% bihar sdl 2022 , ocl india limited , housing development finance corporation limited , national bank for agriculture and rural development , godrej properties limited , godrej properties limited , godrej properties limited , shriram city union finance limited , gruh finance limited , sikka ports & terminals limited , tata realty and infrastructure limited , indostar capital finance limited , bajaj finance limited , sundaram home finance limited , fullerton india credit company limited , fullerton india credit company limited , bajaj housing finance limited , hindalco industries limited , 8.71% andhra sdl 2022 , tmf holdings limited , kotak mahindra investments limited , tata motors finance limited , canfin homes limited , hero fincorp limited , sundaram bnp paribas home finance limited , rural electrification corporation limited , national bank for agriculture and rural development , manappuram finance limited , 8.80% puducherry sdl 2022 , rural electrification corporation limited , lic housing finance limited , shriram - city union finance limited , national bank for agriculture and rural development , national highways authority of india , godrej industries limited , nuvoco vistas corporation ltd. , small industries development bank of india , 08.38 ka sdl 2022 , nabha power limited , bharti telecom limited , larsen and toubro limited , rural electrification corporation limited , reliable devices trust , nuvoco vistas corporation limited , 8.86% tamil nadu sdl 2022 , rec limited , 8.21% rj sdl spl 2022 , embassy office parks reit , cholamandalam investment and fin. co. ltd , housing development finance corporation limited , power finance corporation limited , 8.99% bihar sdl 2022 , 8.67% maharashtra sdl 2023 , reliance jio infocomm limited , power finance corporation limited , lic housing finance limited , power finance corporation limited , reliance ports and terminals limited , hdb financial services limited , indian railway finance corporation limited , mangalore refinery & petrochemicals limited , housing development finance corporation limited , power finance corporation limited , 07.43 cg sdl 2022 , bajaj finance limited , rec limited , cholamandalam financial holdings limited , cholamandalam financial holdings limited , l&t housing finance limited , tata motors finance limited , cholamandalam financial holdings limited , mahindra rural housing finance limited , 8.72% maharashtra sdl 2022 , 8.84 % gujarat sdl 2022 , 8.90% karnataka sdl 2022 , 8.92 % tamil nadu sdl 2022 , tata housing development company limited , cholamandalam investment and fin. co. ltd , muthoot finance limited , 91 dtb 30122021 , 7.68% govt stock 2023 , reliance jio infocomm limited , 8.90 % maharashtra sdl 2022 , 8.90% jharkhand sdl 2022 , lic housing finance limited , 08.27% rj sdl spl 2022 , fullerton india credit company ltd , bajaj finance limited

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Ultra Short Term Debt TR INR.

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) Review

    Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Savings Fund Retail Reinvst of Inc Dis cum Cap Wdrl (RIDCW-D) has a score of 5out of 5 The credit risk of the fund is 3 out of 5 as compared to other debt funds.

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