• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D)

Formerly Birla Sun Life Sav Instl Dl Div

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D)

DebtUltra Short

Top Ranked

100.6192

NAV (Dec 02)

5.3%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

14 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

16,985 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

Invest in this fund
Explore a better alternative to this fund with a Scripbox plan.
Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

100.6192

NAV (Dec 2)

Fund Returns

Last 1Y

3.9%

Last 3Y

5.3%

Last 5Y

5.1%

Last 10Y

6.3%

Since Inception

6%

6 Month CAGR

2%

info-icon-blue

Scheme Information

Investment Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions,invest its net assets in fixed income securities,money market instruments,cash and cash equivalents.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.48

Launched (14y ago)

Jun 05, 2007

AUM in Crores

16984.873

ISIN

INF209K01LY4

Lock-in

No Lock-in

Benchmark

CRISIL Ultra Short Term Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Kaustubh Gupta

Fund Manager

user-avatar

Monika Gandhi

Fund Manager

user-avatar

Sunaina Cunha

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

build-long-item-wealth-img

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 316,588 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    18%

    14.8%

    4.8%

    7.1%

    4.8%

    6.8%

    4.8%

    7.2%

    4.8%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    How to invest in best mutual funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    grow money
    01

    Choose a plan

    Choose a plan to invest to start investing

    02

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund.

    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers are millionaires
    We thrive on trust.

    We match your objectives to the right portfolio. World-class wealth management using science, data and technology, leveraged by our experience, and human touch. Get started with your wealth creation without worry.

    testimonial image
    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D)

    About Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D)

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) is a Ultra Short Debt fund and has delivered an annualised return of 6% over a period of 14 years. The fund was previously known as Birla Sun Life Sav Instl Dl Div . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Kaustubh Gupta, Monika Gandhi, Sunaina Cunha

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) Investment Objective

    The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions,invest its net assets in fixed income securities,money market instruments,cash and cash equivalents. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) NAV,AUM,Risk

    The Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) fund was launched on Jun 05, 2007. The NAV (Net Asset Value) of this Ultra Short Debt fund as of 2021-12-02 is ₹100.62. The total AUM (Asset Under Management) of the fund as of 03/12/2021 is ₹16984.873. The category risk of the Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) fund is Moderate Risk. The fund charges 0.48 % as expense ratio.

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 52.6% in this asset class. The top three holdings of the fund are , clearing corporation of india limited , reliance industries limited , 8.83% govt stock 2023 , indusind bank limited , reliance industries limited , reverse repo , tata steel limited , rec limited , idfc first bank limited , lic housing finance limited , can fin homes limited , shriram transport finance company limited , net receivables / (payables) , panatone finvest limited , tata motors limited , idfc first bank limited , 8.21% hr sdl spl 2023 , muthoot finance limited , cholamandalam investment & finance co limited , 8.18% hr sdl spl 2022 , 8.24%sdl gujarat 2023 , rural electrification corporation limited , the federal bank limited , bajaj housing finance limited , 5.09% govt stock 2022 , 08.48 ka sdl 2022 , cholamandalam investment and finance company limited , 06.58 od sdl 2022 , 05.78 od sdl 2022 , national bank for agriculture and rural development , gic housing finance limited , sikka ports and terminals limited , 8.54% maharashtra sdl 2023 , tata teleservices (maharashtra) ltd , 06.10 ka sdl 2021 , manappuram finance limited , l&t infrastructure finance company limited , tata motors finance limited , 6.84% govt stock 2022 , power finance corporation limited , mahindra & mahindra financial services limited , power finance corporation limited , shriram - city union finance limited , indian railway finance corporation limited , lic housing finance limited , gic housing finance limited , tata projects limited , standard chartered investments and loans (india) limited , ntpc limited , lic housing finance limited , bajaj housing finance limited , tata realty and infrastructure limited , bajaj finance limited , power finance corporation limited , sikka ports & terminals limited , gruh finance limited , shriram city union finance limited , 8.97% bihar sdl 2022 , godrej properties limited , godrej properties limited , national bank for agriculture and rural development , bharti telecom limited , rural electrification corporation limited , godrej properties limited , manappuram finance limited , housing development finance corporation limited , sundaram home finance limited , indian oil corporation limited , fullerton india credit company limited , fullerton india credit company limited , bajaj housing finance limited , hindalco industries limited , tata capital financial services limited , 8.71% andhra sdl 2022 , ocl india limited , hero fincorp limited , barclays investments & loans (india) private limited , axis bank limited , canfin homes limited , tmf holdings limited , 8.80% puducherry sdl 2022 , kotak mahindra investments limited , 08.38 ka sdl 2022 , rural electrification corporation limited , reliance industries limited , lic housing finance limited , national bank for agriculture and rural development , shriram - city union finance limited , nuvoco vistas corporation ltd. , national highways authority of india , godrej industries limited , small industries development bank of india , sundaram bnp paribas home finance limited , nabha power limited , bharti telecom limited , bharti telecom limited , housing development finance corporation limited , lic housing finance limited , rural electrification corporation limited , nuvoco vistas corporation limited , reliable devices trust , 8.86% tamil nadu sdl 2022 , national bank for agriculture and rural development , rec limited , 8.21% rj sdl spl 2022 , reliance ports and terminals limited , 8.99% bihar sdl 2022 , 8.67% maharashtra sdl 2023 , reliance jio infocomm limited , power finance corporation limited , larsen and toubro limited , larsen and toubro limited , power finance corporation limited , power finance corporation limited , indian railway finance corporation limited , hdb financial services limited , mangalore refinery & petrochemicals limited , housing development finance corporation limited , cholamandalam investment and fin. co. ltd , 8.90% karnataka sdl 2022 , bajaj finance limited , cholamandalam financial holdings limited , cholamandalam financial holdings limited , rec limited , l&t housing finance limited , cholamandalam financial holdings limited , tata motors finance limited , mahindra rural housing finance limited , 8.72% maharashtra sdl 2022 , 8.84 % gujarat sdl 2022 , 07.43 cg sdl 2022 , 8.92 % tamil nadu sdl 2022 , tata housing development company limited , bajaj finance limited , tata power renewable energy limited , muthoot finance limited , 91 dtb 30122021 , 7.68% govt stock 2023 , reliance jio infocomm limited , 8.90 % maharashtra sdl 2022 , 8.90% jharkhand sdl 2022 , power finance corporation limited , fullerton india credit company ltd , cholamandalam investment and fin. co. ltd , l&t finance limited , 08.27% rj sdl spl 2022

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Ultra Short Term Debt TR INR.

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) Review

    Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Savings Fund Reinvst of Inc Dis cum Cap Wdrl Pln (RIDCW-D) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

    Get started with investing today

    Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.