• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M)

Formerly Aditya BSL MIP II Wlth 25 Reg Mn DP

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M)

HybridConservative Hybrid

15.522

NAV (Dec 02)

6.2%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in conservative hybrid mutual funds.

However, Scripbox does not recommend investing in conservative hybrid mutual funds.

Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.

They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

17 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

1,375 Cr. Medium within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

Invest in this fund
Explore a better alternative to this fund with a Scripbox plan.
Build Long Term Wealth

Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • graph-icon-gray
    Historical growth rate of 12% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only

No single fund can achieve what a plan can. Learn why

Historical NAV

15.522

NAV (Dec 2)

Fund Returns

Last 1Y

16%

Last 3Y

8.4%

Last 5Y

6.2%

Last 10Y

9.1%

Since Inception

8.2%

6 Month CAGR

6.4%

info-icon-blue

Scheme Information

Investment Objective

The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders,with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderately High risk

Expense Ratio

1.98

Launched (17y ago)

May 22, 2004

AUM in Crores

1374.406

ISIN

INF209K01769

Lock-in

No Lock-in

Benchmark

CRISIL Hybrid 85+15 - ConservativeTR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Dhaval Shah

Fund Manager

user-avatar

Harshil Suvarnkar

Fund Manager

user-avatar

Satyabrata Mohanty

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

build-long-item-wealth-img

Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only
    Expert Investing Only
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Hybrid Funds

Fund NameScripbox OpinionFund SizeTrack Record
Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

₹ 8,193 cr

5

₹ 18,740 cr

5

₹ 106 cr

5

₹ 3,414 cr

5

₹ 471 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 316,588 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    Aditya Birla Sun Life Focused Equity Fund (G)

    Aditya Birla Sun Life Focused Equity Fund (G)

    18%

    14.8%

    4.8%

    7.1%

    4.8%

    6.8%

    4.8%

    7.2%

    4.8%

    6.8%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

    Diversified

    Mirae Asset Large Cap Fund (Growth)

    Mirae Asset Large Cap Fund (Growth)

    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    How to invest in best mutual funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    grow money
    01

    Choose a plan

    Choose a plan to invest to start investing

    02

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund.

    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers are millionaires
    We thrive on trust.

    We match your objectives to the right portfolio. World-class wealth management using science, data and technology, leveraged by our experience, and human touch. Get started with your wealth creation without worry.

    testimonial image
    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M)

    About Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M)

    Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M) is a Conservative Hybrid Hybrid fund and has delivered an annualised return of 8.2% over a period of 17 years. The fund was previously known as Aditya BSL MIP II Wlth 25 Reg Mn DP . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Dhaval Shah, Harshil Suvarnkar, Satyabrata Mohanty

    Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M) Investment Objective

    The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders,with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M) NAV,AUM,Risk

    The Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M) fund was launched on May 22, 2004. The NAV (Net Asset Value) of this Conservative Hybrid Hybrid fund as of 2021-12-02 is ₹15.52. The total AUM (Asset Under Management) of the fund as of 03/12/2021 is ₹1374.406. The category risk of the Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M) fund is Moderately High risk. The fund charges 1.98 % as expense ratio.

    Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M) Holdings

    The fund’s highest allocation is towards Debt and has invested 51.5% in this asset class. The top three holdings of the fund are , net receivables / (payables) , clearing corporation of india limited , mahindra & mahindra financial services limited , u.p. power corporation limited , u.p. power corporation limited , infosys ltd , rec limited , rural electrification corporation limited , power finance corporation limited , reliance jio infocomm limited , power finance corporation limited , bajaj finance limited , state bank of india , icici securities limited , kotak mahindra investments limited , national bank for agriculture and rural development , union bank of india , bharti telecom limited , hdfc bank ltd , icici bank ltd , irb invit fund units 2017-series iv , reliance ports and terminals limited , national bank for agriculture and rural development , state bank of india , indusind bank limited , bharti telecom limited , first business receivables trust , first business receivables trust , sikka ports & terminals limited , l&t infrastructure finance company limited , l&t infrastructure finance company limited , 7.70% ts sdl spl 2023 , rec limited , housing development finance corporation limited , housing development finance corp ltd , bajaj finance ltd , wipro ltd , larsen & toubro infotech ltd , indian railway finance corporation limited , nhpc limited , summit digitel infrastructure private limited , yes bank limited , rural electrification corporation limited , state bank of india , national bank for agriculture and rural development , axis bank ltd , rural electrification corporation limited , polycab india ltd , tech mahindra ltd , 8.17% govt stock 2044 , 0% goi - 15122026 strips , honeywell automation india ltd , ultratech cement ltd , whirlpool of india ltd , reliance industries ltd , craftsman automation ltd , pb fintech limited , crompton greaves consumer electricals ltd , v-guard industries ltd , pidilite industries ltd , voltas ltd , jharkhand road projects implementation co.ltd , atul ltd , zydus wellness ltd , ashok leyland ltd , sun pharmaceuticals industries ltd , metropolis healthcare ltd , united breweries ltd , hdfc life insurance company limited , lic housing finance limited , embassy office parks reit , power finance corporation limited , punjab national bank , 8.35% govt stock 2022 , reliance industries limited , power grid corporation of india limited , steel authority of india limited , 7.57% govt stock 2033 , 8.15% govt stock 2026 , 8.24% govt stock 2027 , shree cement ltd , avenue supermarts ltd , vijaya diagnostic centre ltd , icici lombard general insurance co ltd , escorts ltd , rural electrification corporation limited , gland pharma ltd , v-mart retail ltd , jk cement ltd , apollo hospitals enterprise ltd , bharti airtel ltd , coforge ltd , vip industries ltd , bayer cropscience ltd , au small finance bank ltd , tvs motor co ltd , margin (future and options) , alkem laboratories ltd , fsn e-commerce ventures ltd , tata consumer products ltd , gujarat gas ltd , pi industries ltd , bandhan bank ltd , u.p. power corporation limited , power finance corporation limited , rural electrification corporation limited , national bank for agriculture and rural development

    Aditya Birla Sun Life Savings Fund Pyt of Inc Dis cum Cap Wdrl (PIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Get started with investing today

    Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.