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    • Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

    Formerly Aditya BSL Medium Term Reg Qt DP

    Aditya Birla Sun Life Mutual Fund

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

    DebtMedium Term

    10.4065

    NAV (Sep 23)

    3.7%
    3 Year CAGR
    Scripbox Opinion

    Not Recommended

    Click here for top ranked funds in medium term mutual funds.

    However, Scripbox does not recommend investing in medium term mutual funds.

    Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

    This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    12 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    1,647 Cr. Medium within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Highest Credit Risk. The fund has poor credit quality compared to other debt funds

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    Short Term Money

    Short Term Money

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    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    10.4065

    NAV (Sep 23)

    Fund Returns

    Last 1Y
    8.7%
    Last 3Y
    3.7%
    Last 5Y
    3.7%
    Last 10Y
    6.1%
    Since Inception
    6%
    6 Month CAGR
    3.9%
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    High Risk

    Expense Ratio
    1.59
    Launched (12y ago)
    Mar 25, 2009
    AUM in Crores
    1646.036
    ISIN
    INF209K01637
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Medium Term Debt TR INR
    SIP Minimum
    0
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Mohit Sharma

    Fund Manager

    user-avatar

    Sunaina Cunha

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 13,951 cr

    5

    recommended-badge

    ₹ 33,662 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 31,274 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Aditya Birla Sun Life AMC Ltd

    Aditya Birla Sun Life AMC Ltd manages assets worth 315,409 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

    amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    17.8%

    15.1%

    recommended-badge

    5.1%

    7.1%

    top-ranked-badge

    5.1%

    6.9%

    top-ranked-badge

    5.1%

    7.2%

    top-ranked-badge

    5.1%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q)

    About Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q)

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) is a Medium Term Debt fund and has delivered an annualised return of 6% over a period of 12 years. The fund was previously known as Aditya BSL Medium Term Reg Qt DP . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Mohit Sharma, Sunaina Cunha

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) Investment Objective

    The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) NAV,AUM,Risk

    The Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) fund was launched on Mar 25, 2009. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-09-23 is ₹10.41. The total AUM (Asset Under Management) of the fund as of 24/09/2021 is ₹1646.036. The category risk of the Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) fund is High Risk. The fund charges 1.59 % as expense ratio.

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 96.2% in this asset class. The top three holdings of the fund are , 6.64% govt stock 2035 , shriram - city union finance limited , u.p. power corporation limited , embassy office parks reit , tata realty and infrastructure limited , mahindra rural housing finance limited , bharti hexacom limited , jm financial credit solutions limited , 8.15% govt stock 2026 , indusind bank limited , bharat oman refineries limited , gic housing finance limited , bharti hexacom limited , dlf limited , hinduja leyland finance limited , irb invit fund units 2017-series iv , varanasi sangam expressway private limited , govt stock , 6.22% govt stock 2035 , indostar capital finance limited , lic housing finance limited , u.p. power corporation limited , vedanta limited , muthoot finance limited , g r infraprojects limited , andhra pradesh capital region development authority , power finance corporation limited , andhra pradesh capital region development authority , clearing corporation of india limited , the ramco cements limited , summit digitel infrastructure private limited , union bank of india , u.p. power corporation limited , ntpc limited , l&t infrastructure finance company limited , 06.98 mh sdl 2028 , punjab national bank , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , motherson sumi systems limited , steel authority of india limited , 07.02 ap sdl 2030 , 07.05 rj sdl 2031 , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , 9.5119% jharkand road projects implementation company limited (20/01/2029) , jharkhand road projects implementation company limited , u.p. power corporation limited , 9.5119% jharkand road projects implementation company limited (20/01/2029) , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , net receivables / (payables) , jharkhand road projects implementation company limited , u.p. power corporation limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , 6.67% govt stock 2035 , 9.5119% jharkand road projects implementation company limited (20/01/2029) , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , 9.5119% jharkand road projects implementation company limited (20/01/2029) , jharkhand road projects implementation company limited , jharkhand road projects implementation co.ltd 9.51% , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , u.p. power corporation limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , u.p. power corporation limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , 06.97 ka sdl 2028 , rec limited , 08.08 mh sdl 2028 , jharkhand road projects implementation company limited

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium Term Debt TR INR.

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) Review

    Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Medium Term Plan Inc Dist cum Cap Wdrl (D-Q) has a score of 3out of 5 The credit risk of the fund is 1 out of 5 as compared to other debt funds.

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