Formerly Birla Sun Life M/T Reg Mn DR
₹ 12.4404
NAV (Feb 25)
Not Recommended
However, Scripbox does not recommend investing in medium term mutual funds.
Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.
This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
12 Years. The Fund has Sufficient history for analysis and the track record is good.
Relative Size
1,857 Cr. Large within the category
Impact of Interest Rate Changes
High Interest Rate Risk. The impact on fund value is high when interest rates change
Credit Quality Of Fund's Portfolio
Highest Credit Risk. The fund has poor credit quality compared to other debt funds
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Scheme Information
The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
High Risk
1.61 %
Expense Ratio
Mar 25, 2009
Launched (12y ago)
₹ 1,857
AUM in Crores
INF209K01DA1
ISIN
No Lock-in
Lock-in
CRISIL Medium Term Debt TR INR
Benchmark
₹ 0
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
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About the AMC
Aditya Birla Sun Life AMC Ltd
Aditya Birla Sun Life AMC Ltd manages assets worth 259,898 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 77 equity,329 debt and 28 hybrid funds.
Liquid
Recommended
Top Ranked
₹ 31,305 Cr
Fund Size
5.9%
3Y returns
Liquid
Top Ranked
₹ 31,305 Cr
Fund Size
5.9%
3Y returns
Liquid
Top Ranked
₹ 31,305 Cr
Fund Size
5.9%
3Y returns
Liquid
Top Ranked
₹ 31,305 Cr
Fund Size
6%
3Y returns
Liquid
Top Ranked
₹ 31,305 Cr
Fund Size
5.9%
3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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Aditya Birla Sun Life Medium Term Plan (DR-A) is a medium term debt fund and has delivered an annualised return of 6.5% over a period of 12 years .The fund was previously known as Birla Sun Life M/T Reg Mn DR.The fund is managed by Aditya Birla Sun Life AMC Ltd.The fund managers are Maneesh Dangi, Mohit Sharma, Sunaina Cunha
The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity. However, there is no assurance that the objective of the scheme will be realized.
The Aditya Birla Sun Life Medium Term Plan (DR-A) fund was launched on Mar 25, 2009. The NAV (Net Asset Value) of this medium term debt as of 2021-02-25 is ₹ 12.4404. The total AUM (Asset Under Management) of the fund as of 2021-02-25 is ₹ 1856.232. The category risk of the Aditya Birla Sun Life Medium Term Plan (DR-A) fund is High Risk. The fund charges 1.61 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 89.5% in this asset class. The top three holdings of the fund are 5.77% goi 2030,shriram - city union finance limited and l&t infrastructure finance company limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 0 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium Term Debt TR INR.
Aditya Birla Sun Life Medium Term Plan (DR-A) has a score of 1 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Medium Term Plan (DR-A) has a score of 4 out of 5. The credit risk of the fund is 1 out of 5 as compared to other debt funds.