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  • Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W)

Formerly Aditya BSL Liquid Instl Wk DR

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W)

DebtLiquid

Top Ranked

108.1219

NAV (Oct 13)

4%
3 Year CAGR
Scripbox Opinion

Top Ranked

Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) is recommended for investment within liquid mutual funds.

Liquid funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

17 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

28,555 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

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Historical NAV

108.1219

NAV (Oct 13)

Fund Returns

Last 1Y
3.2%
Last 3Y
4%
Last 5Y
4.3%
Last 10Y
5.4%
Since Inception
5.4%
6 Month CAGR
1.6%
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Scheme Information

Investment Objective

The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderate Risk

Expense Ratio
0.32
Launched (17y ago)
May 26, 2004
AUM in Crores
28554.109
ISIN
INF209K01KY6
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
1000
Fund Managers
user-avatar

Kaustubh Gupta

Fund Manager

user-avatar

Sunaina Cunha

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 305,554 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    20.2%

    15.1%

    recommended-badge

    5.1%

    7.1%

    top-ranked-badge

    5.1%

    6.9%

    top-ranked-badge

    5.1%

    7.2%

    top-ranked-badge

    5%

    6.8%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W)

    About Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W)

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) is a Liquid Debt fund and has delivered an annualised return of 5.4% over a period of 17 years. The fund was previously known as Aditya BSL Liquid Instl Wk DR . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Kaustubh Gupta, Sunaina Cunha

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) Investment Objective

    The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) NAV,AUM,Risk

    The Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) fund was launched on May 26, 2004. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-13 is ₹108.12. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹28554.109. The category risk of the Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) fund is Moderate Risk. The fund charges 0.32 % as expense ratio.

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , 8.79% govt stock 2021 , reverse repo , net receivables / (payables) , 364 dtb 04112021 , 182 dtb 02122021 , 91 dtb 23122021 , 91 dtb 16122021 , tb 112021 , indian oil corporation limited , tata steel limited , icici bank limited (08/10/2021) # , reliance industries limited , 91 dtb 02122021 , reliance jio infocomm limited , 182 dtb 25112021 , tata steel limited , tata steel limited , chennai petroleum corporation ltd , reliance jio infocomm limited , reliance industries limited , national bank for agriculture and rural development , reliance jio infocomm limited , housing development finance corporation limited , reliance industries limited , bajaj housing finance limited , indus towers limited , hdfc securities limited , nabha power limited , kotak securities ltd , reliance jio infocomm limited , 182 dtb 18112021 , tata power solar systems limited , nlc tamil nadu power limited , 08.11 cg sdl 2021 , icici securities limited , muthoot finance limited , bharat oman refineries limited , birla group holdings private limited , housing development finance corporation limited , 182 dtb 23122021 , muthoot finance limited , rbl bank limited , kotak securities ltd , hero fincorp limited , 91 dtb 04112021 , 91 dtb 09122021 , reliance industries limited , bob financial solutions limited , standard chartered investments and loans (india) limited , the tata power company limited , standard chartered investments and loans (india) limited , housing development finance corporation limited , barclays investments & loans (india) limited , hdfc securities limited , tata capital housing finance limited , kotak mahindra investments limited , icici securities limited , julius baer capital (india) private limited , birla group holdings private limited , julius baer capital (india) private limited , hdfc securities limited , bharti enterprises limited , julius baer capital (india) private limited , infina finance private limited , godrej industries limited , hdfc credila financial services limited , cholamandalam investment and fin. co. ltd , barclays investments & loans (india) private limited , birla group holdings private limited , pilani investments and industries corporation limited , 182 dtb 12112021 , godrej industries limited , godrej industries limited , birla group holdings private limited , chennai petroleum corporation ltd , godrej industries limited , bharti enterprises limited , motilal oswal finvest limited , credit suisse finance (india) private limited , sterlite technologies limited , tata motors finance limited , kec international limited , axis securities limited , godrej agrovet ltd. , dabur india limited (14/12/2021) ** , godrej agrovet ltd. , 9.17% andhra gs 2021 , 91 dtb 28102021 , power finance corporation limited , godrej industries limited , 8.13% oil mkt comp goi sb 2021 , tata capital financial services limited , hdb financial services limited , 182 dtb 04112021 , 182 dtb 09122021 , power grid corporation of india limited , hdb financial services limited , icici securities limited , axis securities limited , clearing corporation of india limited , housing development finance corporation limited , creamline dairy products limited , creamline dairy products limited , l&t finance limited , l & t infrastructure finance company limited , julius baer capital (india) private limited

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 1000.

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) Review

    Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) has a score of 5 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Liquid Fund Institutional Inc Dist cum Cap Wdrl (RIDCW-W) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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