• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Income Fund (RIDCW-A)

Formerly Aditya BSL Income Reg DR

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Income Fund (RIDCW-A)

DebtMedium To Long Duration
Top Ranked

12.4035

NAV (Jun 12)

4.7%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within medium to long duration mutual funds.

Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.

The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

Rolling Returns

Category Leader

The fund has been a Category Leader on the Rolling Returns metric

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

12.4035

NAV (Jun 12)

Fund Returns

Last 1Y
6.3%
Last 3Y
5%
Last 5Y
6.8%
Last 10Y
7.4%
Since Inception
8.9%
6 Month CAGR
4.6%

Scheme Information

Investment Objective

The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Expense Ratio
1.06
Launched (9y ago)
Feb 24, 2015
AUM in Crores
1848.849
ISIN
INF209KA1WK4
Lock-in
No Lock-in
Benchmark
CRISIL Mid to Long Duration Debt TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
2.2
Standard Deviation (5yr)
3.2
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.363
Sharpe Ratio (5yr)
0.332
YTM
7.51
Fund Managers

Dhaval Joshi

Fund Manager

Bhupesh Bameta

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Aditya Birla Sun Life Income Fund (RIDCW-A)70%8,52,757 1,20,1456.3%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-12

Top Debt Holdings

7.18% govt stock 2033

23.5%
23.5%

7.18% govt stock 2037

16.5%
16.5%

7.3% govt stock 2053

10.1%
10.1%

7.25% govt stock 2063

4.5%
4.5%

net receivables / (payables)

3.8%
3.8%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 4,984 cr

₹ 10,797 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 371,510 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 90 equity,370 debt and 20 hybrid funds.amc-img
phone-img022-43568000
Fund NameScripbox Opinion
Till Date CAGR

-

4.8%

5.9%

7.4%

6%

6.8%

5.9%

7.3%

6%

7.1%

Aditya Birla Sun Life Income Fund (RIDCW-A) Review

Aditya Birla Sun Life Income Fund (RIDCW-A) is a Medium To Long Duration Debt fund and has delivered an annualised return of 6% over a period of 9 years. The fund was previously known as Aditya BSL Income Reg DR. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Bhupesh Bameta, Dhaval Joshi.

Nav of Aditya Birla Sun Life Income Fund (RIDCW-A) as of 6/12/2024 is ₹12.40 with the total AUM as of 6/13/2024 is ₹1848.849. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Income Fund (RIDCW-A) was launched on Feb 24, 2015. The category risk of the fund is Moderate Risk.

The minimum SIP amount for Aditya Birla Sun Life Income Fund (RIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

Aditya Birla Sun Life Income Fund (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Mid to Long Duration Debt TR INR.

Aditya Birla Sun Life Income Fund (RIDCW-A) is rated as a 4 fund in Debt and delivered 5.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Income Fund (RIDCW-A).

Frequently Asked Questions

What is Aditya Birla Sun Life Income Fund (RIDCW-A)?

Aditya Birla Sun Life Income Fund (RIDCW-A) is a Medium To Long Duration Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in Aditya Birla Sun Life Income Fund (RIDCW-A)?

You can invest in Aditya Birla Sun Life Income Fund (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of Aditya Birla Sun Life Income Fund (RIDCW-A)?

The minimum sip amount for Aditya Birla Sun Life Income Fund (RIDCW-A) is ₹1000. You can invest in multiples of ₹5000.

Is Aditya Birla Sun Life Income Fund (RIDCW-A) good to invest in?

As per Scripbox experts, Aditya Birla Sun Life Income Fund (RIDCW-A) is a Top Ranked fund. You can investAditya Birla Sun Life Income Fund (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the Aditya Birla Sun Life Income Fund (RIDCW-A)?

The expense ratio of the Aditya Birla Sun Life Income Fund (RIDCW-A) is 1.06% for regular plan.