- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Income Fund (RIDCW-A)
Formerly Aditya BSL Income Reg DR
Aditya Birla Sun Life Income Fund (RIDCW-A)
₹ 12.1868
NAV (Apr 22)
Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.
The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 12.1868
NAV (Apr 22)
Fund Returns
Last 1Y | 5.3% |
Last 3Y | 4.6% |
Last 5Y | 6.5% |
Last 10Y | NA |
Since Inception | 5.9% |
6 Month CAGR | -3.1% |
Scheme Information
The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
Expense Ratio | 1.12 |
Launched (9y ago) | Feb 24, 2015 |
AUM in Crores | 1793.464 |
ISIN | INF209KA1WK4 |
Lock-in | No Lock-in |
Benchmark | CRISIL Mid to Long Duration Debt TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 2.1 |
Standard Deviation (5yr) | 3.2 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.185 |
Sharpe Ratio (5yr) | 0.404 |
YTM | 7.33 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Aditya Birla Sun Life Income Fund (RIDCW-A) | 8,56,981 | 1,24,369 | 6.5% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.18% govt stock 2033
31.6%7.18% govt stock 2037
17%7.3% govt stock 2053
8.1%7.25% govt stock 2063
4.6%lic housing finance ltd
3.4%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 4,923 cr | ||
₹ 10,293 cr | ||
₹ 35,428 cr | ||
₹ 13,848 cr | ||
₹ 13,895 cr |
About the AMC
Aditya Birla Sun Life AMC Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
- | 4.6% | ||
5.8% | 7.4% | ||
5.8% | 6.8% | ||
5.8% | 7.3% | ||
5.8% | 7.1% |
Aditya Birla Sun Life Income Fund (RIDCW-A) Review
Aditya Birla Sun Life Income Fund (RIDCW-A) is a Medium To Long Duration Debt fund and has delivered an annualised return of 5.9% over a period of 9 years. The fund was previously known as Aditya BSL Income Reg DR. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Bhupesh Bameta, Dhaval Joshi.
Nav of Aditya Birla Sun Life Income Fund (RIDCW-A) as of 4/22/2024 is ₹12.19 with the total AUM as of 4/23/2024 is ₹1793.464. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Income Fund (RIDCW-A) was launched on Feb 24, 2015. The category risk of the fund is Moderate Risk.
The minimum SIP amount for Aditya Birla Sun Life Income Fund (RIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Aditya Birla Sun Life Income Fund (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Mid to Long Duration Debt TR INR.
Aditya Birla Sun Life Income Fund (RIDCW-A) is rated as a 4 fund in Debt and delivered 5.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Income Fund (RIDCW-A).
Frequently Asked Questions
What is Aditya Birla Sun Life Income Fund (RIDCW-A)?
How to invest in Aditya Birla Sun Life Income Fund (RIDCW-A)?
You can invest in Aditya Birla Sun Life Income Fund (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Aditya Birla Sun Life Income Fund (RIDCW-A)?
The minimum sip amount for Aditya Birla Sun Life Income Fund (RIDCW-A) is ₹1000. You can invest in multiples of ₹5000.
Is Aditya Birla Sun Life Income Fund (RIDCW-A) good to invest in?
As per Scripbox experts, Aditya Birla Sun Life Income Fund (RIDCW-A) is a Top Ranked fund. You can investAditya Birla Sun Life Income Fund (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Aditya Birla Sun Life Income Fund (RIDCW-A)?
The expense ratio of the Aditya Birla Sun Life Income Fund (RIDCW-A) is 1.12% for regular plan.