- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Income Fund (RIDCW-Q)
Formerly Aditya BSL Income Reg Qt DR
Aditya Birla Sun Life Income Fund (RIDCW-Q)
₹ 13.1634
NAV (Aug 05)
However, Scripbox does not recommend investing in medium to long duration mutual funds.
Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.
The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
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Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 13.1634
NAV (Aug 5)
Fund Returns
Last 1Y | 2.7% |
Last 3Y | 5.5% |
Last 5Y | 5% |
Last 10Y | 6.1% |
Since Inception | 8.4% |
6 Month CAGR | 1.2% |
Scheme Information
An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
Expense Ratio | 0.89 |
Launched (27y ago) | Oct 23, 1995 |
AUM in Crores | 1549.766 |
ISIN | INF209K01CY3 |
Lock-in | No Lock-in |
Benchmark | CRISIL Medium to Long Duration Fd TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Instrument | Returns | Total Corpus | Gains | Annualised % |
|---|---|---|---|---|
| Mutual Fund | 965,796 | 233,184 | 11.25% | |
| EPF | 900,761 | 168,149 | 8.50% | |
| Property | 867,662 | 135,050 | 7.00% | |
| PPF | 869,819 | 137,207 | 7.10% | |
| Bank FD | 846,471 | 113,859 | 6.00% | |
| Gold | 846,471 | 113,859 | 6.00% | |
| Savings Bank | 825,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
6.54% govt stock 2032
20%national bank for agriculture and rural development
7.7%5.63% govt stock 2026
6.8%8.2% govt stock 2025
4.7%power finance corporation ltd.
4.7%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 49,911 cr | ||
₹ 14,870 cr | ||
₹ 15,889 cr | ||
₹ 14,702 cr | ||
₹ 49,911 cr |
About the AMC
Aditya Birla Sun Life AMC Ltd
Aditya Birla Sun Life AMC Ltd manages assets worth 292,870 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
5.5% | 7.4% | ||
5.2% | 6.8% | ||
5.5% | 7.3% | ||
5.2% | 7.1% | ||
5.5% | 7.5% |
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsAditya Birla Sun Life Income Fund (RIDCW-Q) Review
Aditya Birla Sun Life Income Fund (RIDCW-Q) is a Medium To Long Duration Debt fund and has delivered an annualised return of 8.4% over a period of 26 years. The fund was previously known as Aditya BSL Income Reg Qt DR. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund manager’s name is Bhupesh Bameta.
Nav of Aditya Birla Sun Life Income Fund (RIDCW-Q) as of 8/5/2022 is ₹13.16 with the total AUM as of 8/6/2022 is ₹1549.766. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Income Fund (RIDCW-Q) was launched on Oct 23, 1995. The category risk of the fund is Low to Moderate Risk.
The minimum SIP amount for Aditya Birla Sun Life Income Fund (RIDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Aditya Birla Sun Life Income Fund (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium to Long Duration Fd TR INR.
Aditya Birla Sun Life Income Fund (RIDCW-Q) is rated as a 3 fund in Debt and delivered 2.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Income Fund (RIDCW-Q).
Frequently Asked Questions
What is Aditya Birla Sun Life Income Fund (RIDCW-Q)?
How to invest in Aditya Birla Sun Life Income Fund (RIDCW-Q)?
You can invest in Aditya Birla Sun Life Income Fund (RIDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Aditya Birla Sun Life Income Fund (RIDCW-Q)?
The minimum sip amount for Aditya Birla Sun Life Income Fund (RIDCW-Q) is ₹1000. You can invest in multiples of ₹5000.
Is Aditya Birla Sun Life Income Fund (RIDCW-Q) good to invest in?
As per Scripbox experts, Aditya Birla Sun Life Income Fund (RIDCW-Q) is a Neutral fund. You can investAditya Birla Sun Life Income Fund (RIDCW-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Aditya Birla Sun Life Income Fund (RIDCW-Q)?
The expense ratio of the Aditya Birla Sun Life Income Fund (RIDCW-Q) is 0.89% for regular plan.