Click here for top ranked funds in medium to long duration mutual funds.
However, Scripbox does not recommend investing in medium to long duration mutual funds.
Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.
The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
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Historical NAV
₹ 13.5562
NAV (Oct 21)
Fund Returns
Last 1Y
4.9%
Last 3Y
8.7%
Last 5Y
5.5%
Last 10Y
6.8%
Since Inception
8.6%
6 Month CAGR
3.4%
Scheme Information
Investment Objective
An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Aditya Birla Sun Life AMC Ltd manages assets worth 313,741 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.
We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.
What Scripbox recommendations mean?
Recommended
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Top Ranked
Neutral
Not Recommended
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Sub-asset Class View
We check if the sub-category of the fund is recommended by us.
Fund Performance
Consistency of performance over various tenures is analysed for a relative performance stack.
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Impact of Interest Rates
We check the relative interest rate risk of the sub-category of the fund. Lower the better.
Credit Attractiveness
We check the credit quality of the underlying instruments present in the fund. Higher the better.
Equity Funds
Debt Funds
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About Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q)
About Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q)
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) is a Medium To Long Duration Debt fund and has delivered an annualised return of 8.6% over a period of 25 years. The fund was previously known as Aditya BSL Income Reg Qt DR . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund manager’s name is Bhupesh Bameta
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) Investment Objective
An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. . However, there is no assurance that the objective of the scheme will be realized.
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) NAV,AUM,Risk
The Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) fund was launched on Oct 23, 1995. The NAV (Net Asset Value) of this Medium To Long Duration Debt fund as of 2021-10-21 is ₹13.56. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹3211.886. The category risk of the Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) fund is Moderate Risk. The fund charges 0.8 % as expense ratio.
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) Holdings
The fund’s highest allocation is towards Debt and has invested 81.1% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , reverse repo , 5.22% goi 2025 , net receivables / (payables) , food corporation of india , 6.79% govt stock 2027 , 7.59% govt stock 2026 , power finance corporation ltd. , 7.56% up sdl 2027 , clearing corporation of india limited , 6.10% govt stock 2031 , indian railway finance corporation limited , 7.18% tn sdl 2027 , 8.28% govt stock 2027 , housing development finance corporation limited , 06.72 tn sdl 2027 , power finance corporation limited , 7.61% tn sdl 2027 , housing and urban development corporation limited (hudco) , rural electrification corporation limited , 7.20% mh sdl 2027 , 7.65% tn sdl 2027 , l&t infrastructure finance company limited , 7.52% up sdl 2027 , 7.27% govt stock 2026 , 8.21% tamil nadu sdl 2025 , lic housing finance limited , 7.62% tn sdl 2027 , 07.15 ka sdl 2028 , 7.20% tn sdl 2027 , 7.20% ka sdl 2027 , 7.17% up sdl 2027 , mangalore refinery & petrochemicals limited , 7.17% gj sdl 2027 , power finance corporation limited , 06.28 gj sdl 2027 , rec limited , national highways authority of india , power finance corporation limited , nhpc limited (national hydroelectric power corporation limited) , power grid corporation of india limited , lic housing finance limited , lic housing finance limited , larsen and toubro limited , 7.20% up sdl 2027 , national highways authority of india , 07.05 ts sdl 2027 , 05.95 tn sdl 2025 , 06.63 gj sdl 2029 , nhpc limited (national hydroelectric power corporation limited) , national bank for agriculture and rural development , housing and urban development corporation limited , power grid corporation of india limited , 7.77% kl sdl 2027 , 7.74% tn sdl 2027 , power finance corporation limited , 7.68% mp sdl spl 2023 , 06.98 mh sdl 2028 , 8.79% govt stock 2021
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) Sip
The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) Investment volatility and Horizon
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Composite Bond Fund TR INR.
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) Review
Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) has a score of 2 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Income Fund Inc Dist cum Cap Wdrl (RIDCW-Q) has a score of 3out of 5
The credit risk of the fund is 4 out of 5 as compared to other debt funds.
