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    • Aditya Birla Sun Life Government Securities Fund Instant Gain (Growth)

    Formerly Aditya BSL Gilt Plus PF Reg Gr IG

    Aditya Birla Sun Life Mutual Fund

    Aditya Birla Sun Life Government Securities Fund Instant Gain (Growth)

    DebtGilt

    65.6157

    NAV (Sep 21)

    10.6%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in gilt mutual funds.

    However, Scripbox does not recommend investing in gilt mutual funds.

    Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

    Such a strategy results in a very high credit quality of the fund.

    Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    22 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    863 Cr. Medium within the category

    Impact of Interest Rate Changes

    Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

    Credit Quality Of Fund's Portfolio

    Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

    Invest in this fund
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    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

    chart-amc-about

    Historical NAV

    65.6157

    NAV (Sep 21)

    Fund Returns

    Last 1Y
    5.9%
    Last 3Y
    10.6%
    Last 5Y
    8.1%
    Last 10Y
    9.7%
    Since Inception
    9%
    6 Month CAGR
    5.1%
    info-icon-blue

    Scheme Information

    Investment Objective

    An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    0.94
    Launched (22y ago)
    Oct 12, 1999
    AUM in Crores
    862.889
    ISIN
    INF209K01AD1
    Lock-in
    No Lock-in
    Benchmark
    NIFTY All Duration G-Sec TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Bhupesh Bameta

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

    build-long-item-wealth-img

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 14,236 cr

    5

    recommended-badge

    ₹ 32,671 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 34,969 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Aditya Birla Sun Life AMC Ltd

    Aditya Birla Sun Life AMC Ltd manages assets worth 316,289 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

    amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    17%

    15%

    recommended-badge

    5.1%

    7.1%

    top-ranked-badge

    5.1%

    6.9%

    top-ranked-badge

    5.1%

    7.2%

    top-ranked-badge

    5.1%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    01

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    02

    Create an Account

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    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Aditya Birla Sun Life Government Securities Fund Instant Gain (G)

    About Aditya Birla Sun Life Government Securities Fund Instant Gain (G)

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) is a Gilt Debt fund and has delivered an annualised return of 9% over a period of 21 years. The fund was previously known as Aditya BSL Gilt Plus PF Reg Gr IG . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund manager’s name is Bhupesh Bameta

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) Investment Objective

    An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) NAV,AUM,Risk

    The Aditya Birla Sun Life Government Securities Fund Instant Gain (G) fund was launched on Oct 12, 1999. The NAV (Net Asset Value) of this Gilt Debt fund as of 2021-09-21 is ₹65.62. The total AUM (Asset Under Management) of the fund as of 22/09/2021 is ₹862.889. The category risk of the Aditya Birla Sun Life Government Securities Fund Instant Gain (G) fund is Moderate Risk. The fund charges 0.94 % as expense ratio.

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 97% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , 07.39% mh sdl 2026 , 07.16% mh sdl 2026 , 07.02 gj sdl 2026 , 7.59% govt stock 2026 , 7.18% tn sdl 2027 , 7.92% up sdl 2028 , 7.98% gujarat sdl 2026 , 8.03% u.p. sdl 2026 , clearing corporation of india limited , 7.59% gj sdl 2027 , 07.40% ts sdl 2026 , 06.72 kl sdl 2027 , 07.39% uk sdl 2026 , 7.51% mh sdl 2027 , 7.83% gj sdl 2026 , 7.60% gj sdl 2026 , 07.58% mh sdl 2026 , 7.52% up sdl 2027 , 7.20% up sdl 2027 , 07.23% ap sdl 2026 , 6.10% govt stock 2031 , net receivables / (payables) , 7.59% br sdl 2027 , 07.58% up sdl 2026 , 7.17% gj sdl 2027 , 7.60% mp sdl 2027 , 06.87% up sdl 2026 , 7.07% tn sdl 2026 , 7.84% mh sdl 2026 , 7.62% gj sdl 2027 , 07.17% rj sdl 2026 , 7.16% tn sdl 2027 , 7.20% mh sdl 2027 , 7.20% gj sdl 2027 , 05.75 tn sdl 2025 , 5.22% goi 2025

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY All Duration G-Sec TR INR.

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) Review

    Aditya Birla Sun Life Government Securities Fund Instant Gain (G) has a score of 3 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Government Securities Fund Instant Gain (G) has a score of 3out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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