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  • Aditya Birla Sun Life Mutual Fund
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  • Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W)

Formerly Aditya BSL FRF L/T Retl Wk DR

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W)

DebtFloater

Top Ranked

100.8185

NAV (Oct 13)

6.5%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within floater mutual funds.However, Scripbox does not recommend investing in floater mutual funds.Floater Funds are mandated to invest a minimum of 65% of total assets in Floating Rate Instruments.

This is a relatively small category with a limited number of funds.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

14 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

19,584 Cr. Category leader in size

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

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Historical NAV

100.8185

NAV (Oct 13)

Fund Returns

Last 1Y
4.5%
Last 3Y
6.5%
Last 5Y
5.7%
Last 10Y
6.6%
Since Inception
6.7%
6 Month CAGR
2.5%
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Scheme Information

Investment Objective

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Low to Moderate Risk

Expense Ratio
0.42
Launched (14y ago)
Apr 25, 2007
AUM in Crores
19583.118
ISIN
INF209K01MI5
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Harshil Suvarnkar

Fund Manager

user-avatar

Kaustubh Gupta

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 305,554 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    20.2%

    15.1%

    recommended-badge

    5.1%

    7.1%

    top-ranked-badge

    5.1%

    6.9%

    top-ranked-badge

    5.1%

    7.2%

    top-ranked-badge

    5%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W)

    About Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W)

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) is a Floater Debt fund and has delivered an annualised return of 6.7% over a period of 14 years. The fund was previously known as Aditya BSL FRF L/T Retl Wk DR . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Harshil Suvarnkar, Kaustubh Gupta

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) Investment Objective

    The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) NAV,AUM,Risk

    The Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) fund was launched on Apr 25, 2007. The NAV (Net Asset Value) of this Floater Debt fund as of 2021-10-13 is ₹100.82. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹19583.118. The category risk of the Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) fund is Low to Moderate Risk. The fund charges 0.42 % as expense ratio.

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) Holdings

    The fund’s highest allocation is towards Debt and has invested 78.1% in this asset class. The top three holdings of the fund are , 8.79% govt stock 2021 , govt stock , clearing corporation of india limited , reliance ports and terminals limited , national bank for agriculture and rural development , axis bank limited , 8.21% hr sdl spl 2023 , net receivables / (payables) , national bank for agriculture and rural development , l&t finance limited , rural electrification corporation limited , sikka ports & terminals limited , rural electrification corporation limited , panatone finvest limited , power finance corporation limited , national bank for agriculture and rural development , cholamandalam investment and fin. co. ltd , aditya birla finance limited , national bank for agriculture and rural development , aditya birla housing finance limited , power finance corporation limited , nabha power limited , l&t finance limited , larsen and toubro limited , mahindra & mahindra financial services ltd , national bank for agriculture and rural development , national bank for agriculture and rural development , kotak mahindra prime limited , lic housing finance limited , 08.27% rj sdl spl 2023 , 9.39% gujarat sdl 2023 , mahindra & mahindra financial services ltd , reliance industries limited , aditya birla finance limited , bajaj housing finance limited , housing development finance corporation limited , national bank for agriculture and rural development , rural electrification corporation limited , power finance corporation limited , hdb financial services limited , power finance corporation limited , embassy office parks reit , lic housing finance limited , housing development finance corporation limited , power finance corporation limited , lic housing finance limited , bajaj finance limited , rural electrification corporation limited , lic housing finance limited , 182 dtb 09122021 , 8.26% up sdl spl 2022 , rural electrification corporation limited , power finance corporation limited , 8.08% govt stock 2022 , 8.25% sdl tamil nadu sdl 2023 , reliance industries limited , power finance corporation limited , mahindra & mahindra limited , bajaj finance limited , hdb financial services limited , bajaj housing finance limited , bajaj housing finance limited , goi floating rate bond 2024 , 364 dtb 09122021 , national bank for agriculture and rural development , reliance industries limited , l&t infrastructure finance company limited , 8.21% rj sdl spl 2023 , jamnagar utilities & power private limited , hdb financial services limited , nabha power limited , housing and urban development corporation limited , aditya birla finance limited , 7.37% govt stock 2023 , tata capital limited , tata capital financial services limited , kotak mahindra investments limited , john deere financial india pvt. ltd. , housing development finance corporation limited , bajaj housing finance limited , 182 dtb 12112021 , hdb financial services limited , l&t finance limited , bajaj finance limited , tata capital limited , 6.30% govt stock 2023 , 05.09 tn sdl 2023 , 08.48 ka sdl 2022 , bajaj finance limited , indian oil corporation limited , 6.92% mh sdl 2022 , export-import bank of india , state bank of india , 8.25% up sdl spl 2023 , 8.10% tamil nadu sdl 2023 , mahindra & mahindra financial services limited , 7.68% mp sdl spl 2023 , l&t infrastructure finance company limited , can fin homes limited , axis finance limited , reliance industries limited , lic housing finance limited , lic housing finance limited , tata cleantech capital limited , national bank for agriculture and rural development , reliance utilities and power private limited , 8.72% bihar sdl 2022 , aditya birla finance limited , lic housing finance limited , bajaj finance limited , 06.10 ka sdl 2021 , kotak mahindra investments limited , mahindra & mahindra financial services limited , bajaj finance limited , 8.39% rj sdl spl 2023 , fullerton india credit company limited , reliance industries limited , power finance corporation limited , tata capital housing finance limited , 8.63% madhya pradesh sdl 2023 , 8.86% tamil nadu sdl 2022 , bajaj finance limited , rural electrification corporation limited , tata capital financial services limited , sundaram finance limited , ntpc limited , state bank of india , 0% goi - 17062023 strips , fullerton india home finance company limited , 8.66% west bengal sdl 2023 , 7.63% ts sdl spl 2023 , 8.44% up sdl spl 2023 , lic housing finance limited , l&t finance limited , fullerton india credit company ltd , 8.91% punjab sdl 2022 , state bank of india , 8.51% up sdl spl 2023 mar , national bank for agriculture and rural development , reliance jio infocomm limited , 7.67% tn sdl spl 2023 , 9.79% maharashtra sdl 2023 , power finance corporation limited , housing development finance corporation limited , bajaj housing finance limited , power finance corporation limited , lic housing finance limited , larsen and toubro limited , 0% goi - 02jan23 strips , power finance corporation ltd. , sundaram finance limited , tata capital financial services limited , housing and urban development corporation limited (hudco) , 8.90% maharashtra sdl 2022 , 8.59% andhra pradesh sdl 2023 , rec limited , idfc first bank limited , indian oil corporation limited , national bank for agriculture and rural development , lic housing finance limited , 08.55% rajasthan sdl spl 2022 , india grid trust , larsen and toubro limited , reliance jio infocomm limited , hindustan petroleum corporation limited , mangalore refinery & petrochemicals limited , rural electrification corporation limited , lic housing finance limited , goi 17.12.2022 gov , 08.55% up spl 2022 , 08.71% up sdl spl 2022 , export-import bank of india , first business receivables trust , lic housing finance limited , lic housing finance limited , power finance corporation limited , 6.17% govt stock 2023 , rural electrification corporation limited , tata capital limited , housing and urban development corporation limited (hudco) , reliance industries limited , rural electrification corporation limited , housing and urban development corporation limited , 8.76% maharashtra sdl 2022 , 04.99 tn sdl 2023 , 0% goi - 12062023 strips , tata capital financial services limited , housing development finance corporation limited , canfin homes limited , l&t finance limited , 0% goi - 15062023 strips , 8.64% andhra pradesh sdl 2023 , export-import bank of india , rural electrification corporation limited

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) Review

    Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Floating Rate Fund Retail Rnvstmnt Inc Dist cum Cap Wdrl (RIDCW-W) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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