• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q)

Formerly Aditya BSL Corporate Bond Reg DR

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q)

DebtCredit Risk

11.3741

NAV (Jun 14)

5.2%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Good

The performance of the fund on a Rolling Returns metric has been Good

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

11.3741

NAV (Jun 14)

Fund Returns

Last 1Y
7.6%
Last 3Y
7%
Last 5Y
6.8%
Last 10Y
NA
Since Inception
7.3%
6 Month CAGR
4.6%

Scheme Information

Investment Objective

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.

Expense Ratio
1.58
Launched (9y ago)
Apr 17, 2015
AUM in Crores
927.050
ISIN
INF209KA1K62
Lock-in
No Lock-in
Benchmark
CRISIL Credit Risk Debt B-II TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
2.5
Standard Deviation (5yr)
3.1
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.251
Sharpe Ratio (5yr)
0.008
YTM
8.37
Fund Managers

Mohit Sharma

Fund Manager

Sunaina Cunha

Fund Manager

Dhaval Joshi

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q)70%8,34,080 1,01,4685.4%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-14

Top Debt Holdings

7.18% govt stock 2037

9.8%
9.8%

7.26% govt stock 2033

7.1%
7.1%

century textiles and industried limited

5.4%
5.4%

7.1% govt stock 2034

4.3%
4.3%

jm financial credit solutions limited

4%
4%
See all holdings

Allocation by Sector

industrials

0.7%
0.7%
See all sectors

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,001 cr

₹ 10,797 cr

₹ 46,422 cr

₹ 14,535 cr

₹ 15,157 cr

amc-img

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 371,290 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 90 equity,370 debt and 20 hybrid funds.amc-img
phone-img022-43568000
Fund NameScripbox Opinion
Till Date CAGR

-

4.8%

5.9%

7.4%

6%

6.8%

5.9%

7.3%

6%

7.1%

Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) Review

Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is a Credit Risk Debt fund and has delivered an annualised return of 5.8% over a period of 9 years. The fund was previously known as Aditya BSL Corporate Bond Reg DR. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Dhaval Joshi, Mohit Sharma, Sunaina Cunha.

Nav of Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) as of 6/14/2024 is ₹11.37 with the total AUM as of 6/16/2024 is ₹927.05. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) was launched on Apr 17, 2015. The category risk of the fund is Moderately High risk.

The minimum SIP amount for Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt B-II TR INR.

Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is rated as a 3 fund in Debt and delivered 3.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q).

Frequently Asked Questions

What is Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q)?

Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q)?

You can invest in Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q)?

The minimum sip amount for Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is ₹1000. You can invest in multiples of ₹5000.

Is Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) good to invest in?

As per Scripbox experts, Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is a Neutral fund. You can investAditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q)?

The expense ratio of the Aditya Birla Sun Life Credit Risk Fund Rnvstmnt (RIDCW-Q) is 1.58% for regular plan.