• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

Formerly Aditya BSL Corporate Bond Reg DP

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

DebtCredit Risk

10.9747

NAV (Jan 24)

5%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

1,397 Cr. Medium within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

10.9747

NAV (Jan 24)

Fund Returns

Last 1Y

6.2%

Last 3Y

5%

Last 5Y

4.8%

Last 10Y

NA

Since Inception

5.9%

6 Month CAGR

2.4%

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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.

Expense Ratio

1.93

Launched (7y ago)

Apr 17, 2015

AUM in Crores

1396.820

ISIN

INF209KA1K54

Lock-in

No Lock-in

Benchmark

NIFTY Credit Risk Bond TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Mohit Sharma

Fund Manager

user-avatar

Sunaina Cunha

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,746 cr

5

₹ 36,350 cr

5

₹ 9,578 cr

5

₹ 29,495 cr

5

₹ 26,926 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 318,638 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

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  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    17.8%

    14.5%

    4.6%

    7.1%

    4.6%

    6.8%

    4.6%

    7.2%

    4.6%

    6.7%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) Review

    Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) is a Credit Risk Debt fund and has delivered an annualised return of 5.9% over a period of 6 years. The fund was previously known as Aditya BSL Corporate Bond Reg DP. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Mohit Sharma, Sunaina Cunha.

    Nav of Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) as of 24/01/2022 is ₹10.97 with the total AUM as of 25/01/2022 is ₹1396.82. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) was launched on Apr 17, 2015. The category risk of the fund is Moderately High risk.

    The minimum SIP amount for Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) is rated as a 2 fund in Debt and delivered 6.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q).

    Frequently Asked Questions

    What is Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q)?

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    What is the minimum sip amount of Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q)?

    Is Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q) good to invest in?

    What is the expense ratio of the Aditya Birla Sun Life Credit Risk Fund Inc Dist cum Cap Wdrl (D-Q)?