- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Credit Risk Fund (G)
Aditya Birla Sun Life Credit Risk Fund (G)
₹ 20.3356
NAV (Oct 30)
Credit Risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 20.3356
NAV (Oct 30)
Fund Returns
Last 1Y | 12.1% |
Last 3Y | 8.5% |
Last 5Y | 7.6% |
Last 10Y | NA |
Since Inception | 7.7% |
6 Month CAGR | 8.3% |
Scheme Information
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Expense Ratio | 1.54% |
Launched 9Y ago | 2015-04-17 |
AUM in Crores | 917 |
ISIN | INF209KA1K47 |
Lock-in (days) | No Lock-in |
Benchmark | CRISIL Credit Risk Debt B-II Index |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | - |
Standard Deviation | 1.9 |
Beta | 1.6 |
Sharpe Ratio | 0.8 |
YTM | - |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund (G) | 8,81,786 | 1,49,174 | 7.6% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
GOI
9.99%GOI
9.42%Aditya Birla Real Estate Ltd.
5.46%Steel Authority Of India Ltd.
3.28%JSW Steel Ltd.
3.28%Allocation by Sector
Construction
0.46%Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,523 cr | ||
₹ 10,307 cr | ||
₹ 8,029 cr | ||
₹ 14,839 cr | ||
₹ 4,610 cr |
About the AMC
Aditya Birla Sun Life Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
6.4% | 7.4% | ||
5.5% | 5.3% | ||
6.5% | 7.4% | ||
6.5% | 7.9% | ||
5.8% | 7.2% |
Aditya Birla Sun Life Credit Risk Fund (G) Review
Aditya Birla Sun Life Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 7.72% over 9 years. The fund has grown over a period of 9 years. The fund is managed by Aditya Birla Sun Life Mutual Fund. The fund managers are Dhaval Joshi, Mohit Sharma, Sunaina da Cunha.
Nav of Aditya Birla Sun Life Credit Risk Fund (G) as of 10/30/2024 is ₹20.34 with the total AUM as of 10/31/2024 is ₹916.98. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Credit Risk Fund (G) was launched on 2015-04-17. The category risk of the fund is High.
The minimum SIP amount for Aditya Birla Sun Life Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Aditya Birla Sun Life Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt B-II Index.
Scripbox has rated it 3 stars, indicating it's a neutral fund in the Debt category and delivered 12.09% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Credit Risk Fund (G).
Frequently Asked Questions
What is Aditya Birla Sun Life Credit Risk Fund (G)?
How to invest in Aditya Birla Sun Life Credit Risk Fund (G)?
You can invest in Aditya Birla Sun Life Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Aditya Birla Sun Life Credit Risk Fund (G)?
The minimum sip amount for Aditya Birla Sun Life Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.
Is Aditya Birla Sun Life Credit Risk Fund (G) good to invest in?
According to Scripbox opinion, it is a 3-star fund. You can invest in this fund if its investment objective and risk level align with your goals and risk preferences.
What is the expense ratio of the Aditya Birla Sun Life Credit Risk Fund (G)?
The expense ratio of the Aditya Birla Sun Life Credit Risk Fund (G) is 1.54% for regular plan.
What is the NAV of Aditya Birla Sun Life Credit Risk Fund (G)?
Today's Aditya Birla Sun Life Credit Risk Fund (G) NAV is ₹20.34.