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  • Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A)

Formerly Aditya BSL Corporate Bond Reg Bns

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A)

DebtCredit Risk

15.9124

NAV (Oct 21)

6.3%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

6 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

1,452 Cr. Medium within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

15.9124

NAV (Oct 21)

Fund Returns

Last 1Y
7.4%
Last 3Y
6.3%
Last 5Y
6.6%
Last 10Y
NA
Since Inception
7.4%
6 Month CAGR
3.1%
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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderately High risk

Expense Ratio
1.92
Launched (6y ago)
Apr 17, 2015
AUM in Crores
1451.517
ISIN
INF209KA1K70
Lock-in
No Lock-in
Benchmark
NIFTY Credit Risk Bond TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Mohit Sharma

Fund Manager

user-avatar

Sunaina Cunha

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 313,741 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    21%

    15.1%

    recommended-badge

    5%

    7.1%

    top-ranked-badge

    5%

    6.9%

    top-ranked-badge

    5%

    7.2%

    top-ranked-badge

    5%

    6.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A)

    About Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A)

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 7.4% over a period of 6 years. The fund was previously known as Aditya BSL Corporate Bond Reg Bns . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Mohit Sharma, Sunaina Cunha

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) Investment Objective

    The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) NAV,AUM,Risk

    The Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) fund was launched on Apr 17, 2015. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-10-21 is ₹15.91. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹1451.517. The category risk of the Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) fund is Moderately High risk. The fund charges 1.92 % as expense ratio.

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 88.7% in this asset class. The top three holdings of the fund are , shriram - city union finance limited , clearing corporation of india limited , 8.35% govt stock 2022 , indusind bank limited , net receivables / (payables) , bharti hexacom limited , telesonic networks limited , tata realty and infrastructure limited , sundew properties limited , steel authority of india limited , tata housing development company limited , jm financial credit solutions limited , tata realty and infrastructure limited , bharti hexacom limited , lic housing finance limited , rural electrification corporation limited , varanasi sangam expressway private limited , nuvoco vistas corporation ltd. , andhra pradesh capital region development authority , u.p. power corporation limited , andhra pradesh capital region development authority , india grid trust , reliance industries limited , vedanta limited , godrej industries limited , u.p. power corporation limited , embassy office parks reit , indostar capital finance limited , punjab national bank , canfin homes limited , lic housing finance limited , gic housing finance limited , bajaj housing finance limited , oriental bank of commerce , tata motors finance limited , u.p. power corporation limited , u.p. power corporation limited , motherson sumi systems limited , govt stock , mahindra rural housing finance limited , summit digitel infrastructure private limited , lic housing finance limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , u.p. power corporation limited , irb invit fund units 2017-series iv , u.p. power corporation limited , lic housing finance limited , 5.63% govt stock 2026 , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , jharkhand road projects implementation company limited , power finance corporation limited

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) Review

    Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) has a score of 2 on a scale of 5. The fund has a score of 3 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Credit Risk Fund Bonus (PIDCW-A) has a score of 3out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.

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