• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Banking & PSU Debt Fund Retail (Growth)

Formerly Aditya BSL Trs Optimizer Retl Gr

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Banking & PSU Debt Fund Retail (Growth)

DebtBanking And Psu

Top Ranked

454.4551

NAV (Nov 25)

5.9%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

Rolling Returns

Good

The performance of the fund on a Rolling Returns metric has been Good

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

454.4551

NAV (Nov 25)

Fund Returns

Last 1Y

3.3%

Last 3Y

5.9%

Last 5Y

6.8%

Last 10Y

8.3%

Since Inception

7.6%

6 Month CAGR

2.6%

Scheme Information

Investment Objective

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

Expense Ratio

0.7

Launched (20y ago)

Apr 19, 2002

AUM in Crores

8242.102

ISIN

INF209K01LT4

Lock-in

No Lock-in

Benchmark

NIFTY Banking & PSU Debt TR INR

SIP Minimum

0

Lumpsum Min.

5000

Standard Deviation (3yr)

2

Standard Deviation (5yr)

2

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.825

Sharpe Ratio (5yr)

0.792

YTM

7.46

Fund Managers

Kaustubh Gupta

Fund Manager

Harshil Suvarnkar

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-11-25

Top Debt Holdings

housing and urban development corporation limited

3.3%
3.3%

net receivables / (payables)

2.7%
2.7%

canara bank

2.4%
2.4%

clearing corporation of india limited

2%
2%

axis bank limited

1.8%
1.8%
See all holdings

Compare Aditya Birla Sun Life Banking & PSU Debt Fund Retail (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 299,101 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,332 debt and 16 hybrid funds.

amc-img

  • 022-43568000
  • care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    5.2%

    7.4%

    5%

    6.7%

    5.2%

    7.3%

    5%

    7%

    5.2%

    7.4%

    Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) Review

    Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.6% over a period of 20 years. The fund was previously known as Aditya BSL Trs Optimizer Retl Gr. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Harshil Suvarnkar, Kaustubh Gupta.

    Nav of Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) as of 11/25/2022 is ₹454.46 with the total AUM as of 11/26/2022 is ₹8242.102. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) was launched on Apr 19, 2002. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is rated as a 4 fund in Debt and delivered 3.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G).

    Frequently Asked Questions

    What is Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G)?

    Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is a Banking And Psu Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G)?

    You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G)?

    The minimum sip amount for Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is ₹0. You can invest in multiples of ₹5000.

    Is Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) good to invest in?

    As per Scripbox experts, Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is a Top Ranked fund. You can investAditya Birla Sun Life Banking & PSU Debt Fund Retail (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G)?

    The expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund Retail (G) is 0.7% for regular plan.