• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Banking & PSU Debt Fund (Dividend Payout - Quarterly)

Formerly Aditya BSL Trs Optimizer Reg Qt DP

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Banking & PSU Debt Fund (Dividend Payout - Quarterly)

DebtBanking And Psu

110.0665

NAV (Jun 21)

4.8%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

Rolling Returns

Good

The performance of the fund on a Rolling Returns metric has been Good

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

110.0665

NAV (Jun 21)

Fund Returns

Last 1Y
6.9%
Last 3Y
5.4%
Last 5Y
6.7%
Last 10Y
7.8%
Since Inception
8%
6 Month CAGR
3.8%

Scheme Information

Investment Objective

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

Expense Ratio
0.72
Launched (16y ago)
Jul 24, 2008
AUM in Crores
10114.207
ISIN
INF209K01LN7
Lock-in
No Lock-in
Benchmark
NIFTY Banking & PSU Debt TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
1.4
Standard Deviation (5yr)
2
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.68
Sharpe Ratio (5yr)
0.345
YTM
7.6
Fund Managers

Kaustubh Gupta

Fund Manager

Harshil Suvarnkar

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Aditya Birla Sun Life Banking & PSU Debt Fund (Dividend Payout - Quarterly)70%8,46,471 1,13,8596%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-21

Top Debt Holdings

7.18% govt stock 2033

6%
6%

7.18% govt stock 2037

4.8%
4.8%

small industries development bank of india

3.4%
3.4%

power finance corporation ltd.

3%
3%

power finance corp ltd. 7.6%

3%
3%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,017 cr

₹ 10,612 cr

₹ 47,907 cr

₹ 14,537 cr

₹ 15,157 cr

amc-img

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 376,618 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 90 equity,370 debt and 20 hybrid funds.amc-img
phone-img022-43568000
Fund NameScripbox Opinion
Till Date CAGR

-

4.9%

5.9%

7.4%

6%

6.8%

5.9%

7.3%

6%

7.1%

Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) Review

Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is a Banking And Psu Debt fund and has delivered an annualised return of 6.6% over a period of 15 years. The fund was previously known as Aditya BSL Trs Optimizer Reg Qt DP. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Harshil Suvarnkar, Kaustubh Gupta.

Nav of Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) as of 6/21/2024 is ₹110.07 with the total AUM as of 6/24/2024 is ₹10114.207. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) was launched on Jul 24, 2008. The category risk of the fund is Moderate Risk.

The minimum SIP amount for Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is rated as a 3 fund in Debt and delivered 5% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q).

Frequently Asked Questions

What is Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q)?

Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q)?

You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q)?

The minimum sip amount for Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is ₹1000. You can invest in multiples of ₹5000.

Is Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) good to invest in?

As per Scripbox experts, Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is a Neutral fund. You can investAditya Birla Sun Life Banking & PSU Debt Fund (D-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q)?

The expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund (D-Q) is 0.72% for regular plan.