• Mutual Funds
  • Aditya Birla Sun Life Mutual Fund
  • Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (Growth)

Formerly Aditya BSL Trs Optimizer DAP Gr

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (Growth)

DebtBanking And Psu Fund

Top Ranked

206.0699

NAV (Jun 21)

8.1%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within banking and psu fund mutual funds.However, Scripbox does not recommend investing in banking and psu fund mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

₹ 9,555 Cr

The fund has been a Category Leader on the Fund Size metric

Rolling Returns

Good

The performance of the fund on a Rolling Returns metric has been Good

View all 8 analysis

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

206.0699

NAV (Jun 21)

Fund Returns

Last 1Y

4.2%

Last 3Y

8.1%

Last 5Y

9%

Last 10Y

NA

Since Inception

8.4%

6 Month CAGR

1.9%

Scheme Information

Investment Objective

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

Expense Ratio

0.7

Launched (13y ago)

Jun 23, 2009

AUM in Crores

9555.019

ISIN

INF209K01KM1

Lock-in

No Lock-in

Benchmark

NIFTY Banking & PSU Debt TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers

Kaustubh Gupta

Fund Manager

Harshil Suvarnkar

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2018-06-21

Top Debt Holdings

housing and urban development corporation limited

2.9%
2.9%

net receivables / (payables)

2.8%
2.8%

axis bank limited

2.2%
2.2%

canara bank

2.1%
2.1%

axis bank limited

2.1%
2.1%
See all holdings

Compare Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 48,600 cr

₹ 15,110 cr

₹ 15,466 cr

₹ 15,116 cr

₹ 48,600 cr

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 310,524 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,332 debt and 16 hybrid funds.

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  • 022-43568000
  • care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    5.3%

    7.4%

    5.1%

    6.7%

    5.3%

    7.3%

    5.1%

    7%

    5.4%

    7.4%

    Investment Calculator

    Investment Duration5 years

    0

    Total Investment

    0

    Wealth Gained

    0

    Total Corpus Created (₹)

    With CAGR of 11.25 % in 5 years

    Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) Review

    Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is a Banking And Psu Fund Debt fund and has delivered an annualised return of 8.4% over a period of 13 years. The fund was previously known as Aditya BSL Trs Optimizer DAP Gr. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Harshil Suvarnkar, Kaustubh Gupta.

    Nav of Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) as of 6/21/2018 is ₹206.07 with the total AUM as of 9/24/2022 is ₹9555.019. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) was launched on Jun 23, 2009. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is rated as a 4 fund in Debt and delivered 4.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G).

    Frequently Asked Questions

    What is Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?

    Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is a Banking And Psu Fund Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?

    You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?

    The minimum sip amount for Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is ₹0. You can invest in multiples of ₹5000.

    Is Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) good to invest in?

    As per Scripbox experts, Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is a Top Ranked fund. You can investAditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?

    The expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is 0.7% for regular plan.