- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (Growth)
Formerly Aditya BSL Trs Optimizer DAP Gr
Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (Growth)
₹ 206.0699
NAV (Jun 21)
Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.
They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.
The category accounts for close to 8% of the total assets in the Debt Segment.
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 206.0699
NAV (Jun 21)
Fund Returns
Last 1Y | 4.2% |
Last 3Y | 8.1% |
Last 5Y | 9% |
Last 10Y | NA |
Since Inception | 8.4% |
6 Month CAGR | 1.9% |
Scheme Information
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks,Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Expense Ratio | 0.71 |
Launched (14y ago) | Jun 23, 2009 |
AUM in Crores | 8145.392 |
ISIN | INF209K01KM1 |
Lock-in | No Lock-in |
Benchmark | NIFTY Banking & PSU Debt TR INR |
SIP Minimum | 0 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 2.6 |
Standard Deviation (5yr) | 2.2 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.462 |
Sharpe Ratio (5yr) | 0.682 |
YTM | 7.73 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (Growth) | 9,12,156 | 1,79,544 | 9% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.17% govt stock 2030
4.8%power finance corporation ltd.
4%7.18% govt stock 2033
3.6%7.38% govt stock 2027
3%net receivables / (payables)
3%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 40,756 cr | ||
₹ 16,858 cr | ||
₹ 11,326 cr | ||
₹ 13,754 cr | ||
₹ 10,873 cr |
About the AMC
Aditya Birla Sun Life AMC Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
- | 4.1% | ||
5.2% | 7.4% | ||
5.3% | 6.8% | ||
5.2% | 7.3% | ||
5.3% | 7.1% |
Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) Review
Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is a Banking And Psu Debt fund and has delivered an annualised return of 8.4% over a period of 14 years. The fund was previously known as Aditya BSL Trs Optimizer DAP Gr. The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Harshil Suvarnkar, Kaustubh Gupta.
Nav of Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) as of 6/21/2018 is ₹206.07 with the total AUM as of 12/7/2023 is ₹8145.392. With Scripbox you can compare and check the latest nav for all mutual funds in India. Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) was launched on Jun 23, 2009. The category risk of the fund is Moderate Risk.
The minimum SIP amount for Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.
Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is rated as a 4 fund in Debt and delivered 4.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G).
Frequently Asked Questions
What is Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?
How to invest in Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?
You can invest in Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?
The minimum sip amount for Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is ₹0. You can invest in multiples of ₹5000.
Is Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) good to invest in?
As per Scripbox experts, Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is a Top Ranked fund. You can investAditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G)?
The expense ratio of the Aditya Birla Sun Life Banking & PSU Debt Fund Discipline Advantage (G) is 0.71% for regular plan.