6-8%
Historical growth
1-5 years
Recommended duration
No lock-in
Discover the Scripbox science behind this plan, and how our automated best practices work for you
Optimise for Security and Growth
We build the right portfolio to achieve capital security and stability
We recommend the following asset allocation for Short Term Portfolio plan:
Liquid funds for security
These funds help provide the backbone of security and stability the portfolio needs.
Ultra Short funds for growth
These funds provide a good balance between short term growth and stability.
Low Duration funds for growth
These funds help enhance the growth of the overall portfolio without compromising on security.
Fund Selection
Based on the asset allocation, Scripbox Fund Ranking Algorithm™ recommends the top funds in each asset class
Debt · Floating Rate
HDFC Floating Rate Debt Wholesale Plan (G)
Debt · Money Market
Aditya Birla Sun Life Money Manager Fund (G)
Debt · Ultra Short Duration
Aditya Birla Sun Life Savings Fund (G)
Focus on growth options only
Most suitable from a tax-efficiency perspective
Eliminate small funds
Less flexibility as they are susceptible to redemption pressure
Eliminate funds without minimum 4-year track record
Recent short term performance may be misleading
Active Portfolio Management
After investing, a professional team of experts manage and monitor the portfolio
YEARLY TIMELINE
Scripbox Portfolio Audit™
Runs periodically to recommend switches, exits and asset allocation rebalance
Scripbox Annual Portfolio Review™
We review the performance of the portfolio and the funds on an annual basis and recommend changes to the basket, if any.
Our game-changing technology solution executes both of the above through a single click!
Tax Optimised Withdrawal
Scripbox Smart Withdraw™ powers tax-efficient withdrawal while optimising for lowest capital gains & exit loads.
When you decide to withdraw, we find the most tax-efficient way to withdraw by optimising for long-term capital gains.
What is this plan good for?
I am in my
Better than a loan!
Use this to plan for your short term requirements like that smart phone you want to buy next year. Invest in this after catering for your emergency fund and long term investments.
Short term savings for your dream buys
Use this to plan for your short term requirements like planning for your home loan down payment. Invest in this after catering for your emergency fund and long term investments.
A short term savings solution
Use this to plan for your short term requirements like planning for your international vacation. Invest in this after catering for your emergency fund and long term investments.
A secure way to hold your short term savings
Use this to plan for your short term requirements like planning for a year’s worth of living expenses post retirement. Invest in this after catering for your emergency fund and long term investments.