Why am I getting an SMS with a Setup Code from Scripbox at the time of creating the PayPIN? Didn’t you say you are eliminating OTPs?
Setup Code is sent to your bank verified phone number to verify your phone number. It is the second factor of authentication before enabling One Touch payment in your Scripbox app. This needs to be done only once during the setup process. Once you have completed the setup process you don’t need to enter OTPs for all your future payments.