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What happens to my earlier investments? Do I need to rebalance them?

Shifting money would incur taxes and exit loads. Therefore, we would recommend that your future investments follow your chosen asset allocation. Over a long enough period, your existing investments will be a smaller portion of total investments and not impact the asset allocation too much. You can also choose to invest higher amounts in the new asset classes for a short period like 6 months to a year and then follow a different pattern.

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