How is Scripbox Dream Planner better than taking a loan?
Scripbox Dream Planner helps you fulfill your dreams without taking a loan or getting in debt.
- The interest put by the bank on your loan amount increases the cost of your goal. If you invest, the growth of your money pays for a part of your goal.
Let’s say your goal is to buy a car that costs Rs 5,00,000. Assuming the interest rate is 10%, you’d end up paying Rs 5,80,000 by the end of a tenure of 3 years. If you start investing towards your goal, you’ll pay only Rs 4,30,000 to buy that car with the rest taken care of by the growth your money gets. - Loan is a liability whereas an investment isn’t. A loan comes with the pressure of clearing it while an investment on your goal comes with the anticipation of fulfilling that dream.
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