Want to invest a lump sum in mutual funds, but worried about volatility?

With Scripbox Smart Transfer Plan, time your investments smartly in a volatile market by investing a lump sum amount in Liquid Funds, which are moved to Equity funds gradually.

Want to invest a lump sum in mutual funds, but worried about volatility?

With Scripbox Smart Transfer Plan, time your investments smartly in a volatile market by investing a lump sum amount in Liquid Funds, which are moved to Equity funds gradually.
Beats market volatility
Reduces risk with cost-averaging
Best funds
Algorithmically-selected for best performance
Higher Returns
2x returns from liquid funds than saving accounts
Why choose
Scripbox Smart Transfer Plan
If you're looking for a hassle-free way to invest and grow your wealth in the long term, Scripbox offers just the right mix of things to make that happen
  • Best funds, chosen from over 400 equity options.
  • Annual reviews and personalised portfolio scan to keep you invested in the best funds.
  • Daily assistance, from 8AM-8PM.

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Frequently Asked Questions
Scripbox Smart Transfer Plan helps you invest a lump sum while reducing the impact of market volatility. First, the lump sum amount is fully invested into Liquid funds. Then, every month, a certain amount is moved from these Liquid funds into Equity funds. (You can choose a duration between 6/12/24 months and the monthly transfer amount would be based on the duration chosen.)
If you want to invest a lump sum amount in Equity, but also want to reduce the impact of volatility, Scripbox Smart Transfer Plan is ideal for you!
Your entire amount is first invested in our algorithmically-selected Liquid funds, thus giving you 2X better returns than a Savings Account.
This money is then transferred into our algorithmically-selected Equity funds over a period of time, thus reducing the risk with rupee-cost-averaging and beating market volatility.
Depending on your convenience and risk appetite, you can choose a time frame of 6/12/24 months to move your funds from Liquid funds to Equity funds. We recommend that you choose a longer time frame (12 or 24 months), since this will help you benefit more from rupee-cost-averaging and further reduce the risk of market volatility.
Yes, you can choose to pause your investments at any time. After you have paused the plan, your money will remain invested in the Liquid funds and there will be no further transfers to Equity.
When you set up an SIP, money is deducted from your bank account every month and is invested in your chosen mutual funds. With our Smart Transfer Plan, however, your lump sum amount is first put into Liquid funds. Then, like an SIP, a certain sum is moved out from these Liquid funds into Equity funds every month. Since both SIP and Scripbox Smart Transfer Plan help you invest over a longer duration, both have the benefit of averaging out market volatility. However, Scripbox Smart Transfer Plan is better for lump sum investments, whereas SIPs are recommended when you have a regular income which needs to be invested.
The transfer from Liquid to Equity funds is just like withdrawing from Liquid funds and reinvesting into Equity funds. The only difference is that the money doesn’t make a stop in your bank account in this process – the transfer happens directly! The taxes and charges are exactly as applicable for withdrawing from Liquid funds. This means that short term capital gains tax on Liquid funds would be incurred in the transfer process.
Scripbox gives you algorithmically-selected mutual funds, chosen for their performance, as proven by a 4+ year track record. What’s more, Scripbox helps you through every step of the investing process. From getting your KYC done, to monitoring your investments with annual reviews and timely course-corrections, and helping you withdraw your money in the most tax-efficient manner — we help you do it all in a simple, hassle-free way!