Want to invest a lump sum in mutual funds, but worried about volatility?
With Scripbox Smart Transfer Plan, time your investments smartly in a volatile market by investing a lump sum amount in Liquid Funds, which are moved to Equity funds gradually.
Want to invest a lump sum in mutual funds, but worried about volatility?
With Scripbox Smart Transfer Plan, time your investments smartly in a volatile market by investing a lump sum amount in Liquid Funds, which are moved to Equity funds gradually.
Beats market volatility
Reduces risk with cost-averaging
Best funds
Algorithmically-selected for best performance
Higher Returns
2x returns from liquid funds than saving accounts
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You will be opening an investment account with Scripbox.com India Pvt. Ltd., an AMFI registered mutual fund distributor.
How your money gets invested in Scripbox Smart Transfer Plan
Decide how much you'd like to invest in Equity
We will choose the best mutual funds for you
Choose the tenure
This is the timeframe in which your money will move from Liquid to Equity funds for better cost averaging.
Set up an automatic transfer
Make the payment, and the transfer from Liquid to Equity funds will begin as per the tenure.
Decide how much you'd like to invest in Equity.
We will choose the best mutual funds for you.
Choose the tenure.
This is the timeframe in which your money will move from Liquid to Equity funds for better cost averaging.
Set up an automatic transfer.
Make the payment, and the transfer from Liquid to Equity funds will begin as per the tenure.
Why choose
Scripbox Smart Transfer Plan
If you're looking for a hassle-free way to invest and grow your wealth in the long term, Scripbox offers just the right mix of things to make that happen
Praise from our customers
I loved it when Scripbox reached out to me when the market was down to tell me that it's okay. It's like you've got my back!
Prasad Ethireddy
37, Sales Specialist from Bangalore
My husband is in charge of the kids' education and retirement, I take care of our vacations. Since I started investing with Scripbox,it has resulted in more luxurious vacations!
Dr Shraddha Bahirwani
Senior Dental Consultant,Bangalore
Scripbox hand-held me through the entire investment process. What I love is the educational platform for newbies like me!
Chitra Iyengar
43, TL - IBM from Bangalore
I was looking for something holistic - a user-friendly platform, simple sign-up process, expert fund recommendations, good service... Scripbox has it all.
Sairam P
34, Cisco from Mumbai
I've moved my FD savings to Scripbox. It's a very intelligent concept. My CA, LIC agent and Bank Manager also believe that Scripboxing is the right choice.
Phiroze Hussain Lakhani
45, Private Sector from Mumbai
I find Scripbox impressive, convenient and safe. It's great for beginners to start investing without agents' help. All your investments are at your fingertips.
Ravikumar
48, Private Sector from Bangalore
I wanted a solution that I could trust without physically going someplace. So, Scripbox is perfect! Convenient, easy to understand... lets me invest and forget.
Nisha C
27, Wipro from Bangalore
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Frequently Asked Questions
How does Scripbox Smart Transfer Plan work?
Scripbox Smart Transfer Plan helps you invest a lump sum while reducing the impact of market volatility. First, the lump sum amount is fully invested into Liquid funds. Then, every month, a certain amount is moved from these Liquid funds into Equity funds. (You can choose a duration between 6/12/24 months and the monthly transfer amount would be based on the duration chosen.)
Why should I choose Scripbox Smart Transfer Plan?
If you want to invest a lump sum amount in Equity, but also want to reduce the impact of volatility, Scripbox Smart Transfer Plan is ideal for you!
Your entire amount is first invested in our algorithmically-selected Liquid funds, thus giving you 2X better returns than a Savings Account.
This money is then transferred into our algorithmically-selected Equity funds over a period of time, thus reducing the risk with rupee-cost-averaging and beating market volatility.
Your entire amount is first invested in our algorithmically-selected Liquid funds, thus giving you 2X better returns than a Savings Account.
This money is then transferred into our algorithmically-selected Equity funds over a period of time, thus reducing the risk with rupee-cost-averaging and beating market volatility.
How can I decide the time frame/duration of the Scripbox Smart Transfer Plan?
Depending on your convenience and risk appetite, you can choose a time frame of 6/12/24 months to move your funds from Liquid funds to Equity funds. We recommend that you choose a longer time frame (12 or 24 months), since this will help you benefit more from rupee-cost-averaging and further reduce the risk of market volatility.
Can I pause Scripbox Smart Transfer Plan?
Yes, you can choose to pause your investments at any time. After you have paused the plan, your money will remain invested in the Liquid funds and there will be no further transfers to Equity.
How is Scripbox Smart Transfer Plan different from an SIP?
When you set up an SIP, money is deducted from your bank account every month and is invested in your chosen mutual funds. With our Smart Transfer Plan, however, your lump sum amount is first put into Liquid funds. Then, like an SIP, a certain sum is moved out from these Liquid funds into Equity funds every month. Since both SIP and Scripbox Smart Transfer Plan help you invest over a longer duration, both have the benefit of averaging out market volatility. However, Scripbox Smart Transfer Plan is better for lump sum investments, whereas SIPs are recommended when you have a regular income which needs to be invested.
Are there any charges when money is moved from Liquid to Equity funds?
The transfer from Liquid to Equity funds is just like withdrawing from Liquid funds and reinvesting into Equity funds. The only difference is that the money doesn’t make a stop in your bank account in this process – the transfer happens directly! The taxes and charges are exactly as applicable for withdrawing from Liquid funds. This means that short term capital gains tax on Liquid funds would be incurred in the transfer process.
Why should I choose Scripbox?
Scripbox gives you algorithmically-selected mutual funds, chosen for their performance, as proven by a 4+ year track record. What’s more, Scripbox helps you through every step of the investing process. From getting your KYC done, to monitoring your investments with annual reviews and timely course-corrections, and helping you withdraw your money in the most tax-efficient manner — we help you do it all in a simple, hassle-free way!
