Scripbox Principal Protection & Growth

A smart asset allocation solution to keep your principal (invested amount) secure by investing in liquid funds. A fixed portion from this is then regularly invested into index funds for realising higher growth.

Scripbox Principal Protection & Growth

A smart asset allocation solution to keep your principal (invested amount) secure by investing in liquid funds. A fixed portion from this is then regularly invested into index funds for realising higher growth.
Better than FDs
Upto 20%* more returns than FDs.
Better Taxation
Indexation benefit on liquid funds. 10% tax LTCG only on gains over 1 lakh for Index funds.
Safe & Liquid
Almost as secure as an FD, withdraw anytime.
Principal Protection Factor
The Principal Protection Factor represents the percentage of your invested principal that is covered even if the stock market drops by 50%. Scripbox's smart asset allocation via a fixed monthly transfer of 0.5% ensures that Principal Protection Factor is above 100%.
Investment Amount
10,00,000
Investment Period
10 Years
Investment Amount
10,00,000
Investment Period
10 Years
Investment Amount
10,00,000
Investment Period
10 Years
Historical Growth
Low Growth
Good Growth
Principal Protection Factor
The Principal Protection Factor represents the percentage of your invested principal that is covered even if the stock market drops by 50%. Scripbox's smart asset allocation via a fixed monthly transfer of 0.5% ensures that Principal Protection Factor is above 100%.
Historical Growth
Low Growth
Good Growth
Investment Amount
10,00,000
Investment Period
10 Years
Investment Amount
10,00,000
Investment Period
10 Years
Investment Amount
10,00,000
Investment Period
10 Years
Why choose
Principal Protection and Growth
If you are looking for a solution that keeps your principal protected from market volatility while also realising growth from equity, then Principal Protection and Growth is for you.
  • Smart asset allocation based solution.
  • Annual reviews and personalised portfolio scan to ensure the health of your portfolio.
  • Daily assistance, from 8AM-8PM.

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Frequently Asked Questions
The Principal Protection and Growth plan first invests your lump sum amount into Liquid funds and gradually moves a fixed amount into index funds, every month, instead of being re-invested in the Liquid fund. How it works:
1) Decide how much you would like to invest, we will choose the best liquid funds for you.
2)Choose the tenure, this is the timeframe for which the fixed amount from the Liquid funds will move into Index funds each month.
3) Set up an automatic transfer, make the payment, and the transfer from Liquid to Index Funds will begin as per the tenure.
Principal Protection and Growth is an investment plan for those who want to keep their principal amount (invested amount) secure and stable and also realise higher growth by investing a fixed portion from the liquid fund in Index Funds.
Benefits of investing in Principal Protection and Growth plan:
1) Principal amount is secure:As your money will be invested in Liquid funds, your principal amount (invested amount) will be secure and stable.
2)Better than FDs:A fixed portion from Liquid funds is reinvested into index funds, every month, over the tenure, giving you up to 20% more returns than FDs.
3) Better Taxation:Instead of 30% tax(for the highest tax slab)on FD returns, get indexation benefit on Liquid fund. No tax up to 1 lakh on index fund gains.
4)Flexible investment plan:You can stop and/or withdraw at any time.
The amount we move is 0.5% of the total invested amount.
Based on historical data, 0.5% is the optimal transfer amount to ensure that your principal is protected and you get the most from the growth in Equity funds. The Principal Protection Factor 0.5% transfer is always above 100%.
No. As of now that provision is not available.
You will have to pay a small amount of short term capital gains tax (each year) on the amount that will be moved from the principal you invested in the liquid funds. This fixed amount will be invested in the index funds.
This will be a variable number depending on the growth in the liquid fund and will be subject to your existing tax slab.
Yes. You can stop and/or withdraw your money at any point in time.
Note:You cannot withdraw while your investment is in-progress.
You can start investing with a minimum amount of 5 lakhs..
Scripbox gives you algorithmically-selected mutual funds, chosen for their performance, as proven by a 4+ year track record. What’s more, Scripbox helps you through every step of the investing process. From getting your KYC done, to monitoring your investments with annual reviews and timely course-corrections, and helping you withdraw your money in the most tax-efficient manner — we help you do it all in a simple, hassle-free way!