Personal Finance

people eating

Pack your lunch and save a crore

By packing your own food, you save at least 50 percent of the eating costs. A tomato soup that costs Rs 100 at a restaurant can be packed from home by whipping a few tomatoes, which in turn can serve you six times over for the same cost.

how much should you spend on vacation

How much should you spend on your holiday?

A family vacation is a time to relax, enjoy, and spend quality time with your loved ones. However, not budgeting for it isn’t great for your finances. Here are some guidelines to make sure that all goes according to plan.

indian couple

How to overcome instant gratification and meet short term goals?

With every new gadget launched in the market aimed at making human life more straightforward, the allure of instant gratification has led many into the inevitable debt trap. So, here are some ways to plan your short-term life goals.

debt 2020

In 2020, take a vow to free yourself from debt

If loans keep piling on, you will find one day that you are unable to repay with your regular income stream. Getting stuck even with one large sized housing loan can be a bother, if say your job is not secure or you want to change your profession. Unfortunately, loans tie you down and you will realise that only when it is already too late.

man thinking about buying a car

Should you go for a used car loan?

Any pre-owned vehicle comes with its own teething problems. One of those also includes taking a loan on the said vehicle, which may not be as cheap as it seems on paper. Here are some things to consider before you go ahead with buying that used car using a loan.

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can you afford an organic lifestyle

Can you afford an organic lifestyle?

While it might be a healthier, chemical-free lifestyle to adopt, it is also expensive. The big question is whether you can actually afford it?

spending oversights

Three spending oversights you can fix

As consumption habits get nudged with easy digital access, you need to start thinking about smart ways to control the outflow.

calm indian woman

Money resolutions to carry forward to 2020

Resolutions are a way to reflect and repair what’s not working. Every individual’s money life must include these three resolutions to kick start 2020 with.